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Written by: maabdou on 2008-05-25

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maabdou's review: Callout Comment I was planning to buy my laptop last year, then I found the store offer 18 months financing no interest. No credit card doing this.

I don't know I do like this card... Why? I really don't know. Regarding other department stores credit card, I consider it the top.


Comment 1 by hjm331
That's A Great Deal User Icon on 2008-05-25

Remarks Did you apply for this card? It will be a good thing to be approved for this card but make sure that the limit they approve you for is enough for to purchase the laptop.

Also, if you buy the laptop with no interest for 18 months, make sure you pay it off before 18 months or else they will charge you 18 months of interest.
Comment 2 by eric
18 Months Same As Cash User Icon on 2008-05-27

Remarks Yea HJM is correct... Make sure the balance doesn't have a dime on it when that 18 months is up... Because they will hit you with interest from day one... Great card though all and all... With great CLI's

Comment 3 by miamiblue
What Do You Think? User Icon on 2008-06-03

Remarks I'm looking to apply for this card, and I'm new to this wonderful site. I've done plenty of reading and seaching on this site to inform myself.

Glimpse of my credit history:

Score: 670

Total Revolving Credit: $500.00 (but for some reason TransUnion has it at 0-$99 as of May 1st.)

Charge off: Two charge offs in 2004

Annual Income: $20,000

Please advise, Thank you!
Comment 4 by hjm331
RE: MiamiBlue User Icon on 2008-06-10

Remarks I'd say go for it! There haven't been too many denials for this card. Do you have a year or two of clean payment history?
Comment 5 by miamiblue
Thanks User Icon on 2008-06-17

Remarks I still haven't applied because I just decided to put it off a little longer. Thank you for your advice.

I do have just over 2 years of clean credit.
Comment 6 by hjm331
RE: MiamiBlue User Icon on 2008-06-17

Remarks If you have 2 years of clean credit, then you shouldn't have any problems of getting approved for this card. I got approved for this card with a limit of $1,300 when my credit was 6-7 months old as I'm only 19 years old.

Good Luck
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