"Limitations, But Does The Trick"

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Written by: angela on 2007-02-28

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angela's review: Callout Comment This is my first card since "walking" away from a credit nightmare (I created) 4 years ago...

Pros:
1. Report to all three bureaus -- no goofy stuff (yet?)
2. Excellent interface to download transactions to Quicken;
3. Customer service was helpful and had good attitude/disposition; able to answer my questions when I phone in;
3. Timely "available credit" when sent via Western Union (although this costs $5.95 in my neck of the woods) -- it's cheaper than a late fee or ding to my credit though

Cons:
1. Personal checks "held" for 14 days (nothing new given the other posts); same story for online payments;
2. "True" available credit can be different from "Reported" available credit online

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