"Weird!"

Hooters MasterCard Review
Card Reviews
Comments
Add Your Own
About

Written by: kellbell on 2008-05-05

Overall Satisfaction Star Rating
Customer Service Star Rating
Rewards Star Rating
Account Management Star Rating
Delivery Time Star Rating

kellbell's review: Callout Comment I just received the CC in the mail. It arrived much faster than I expected being that you subscribers of Finance Globe stated that it would take a month to arrive.

What is even more strange is that I have a $1,750.00 limit, but a 22% APR and a $36.00 annual fee. This is puzzling... Do they expect me to maintain a balance and therefore are charging me such a high APR?

Well, thank you Merrick Bank for the high limit, but I don't plan on carrying a balance...

7 Comments

Comment 1 by yoyo11
Hello User Icon on 2008-05-05

Remarks For some reason oranother "Hooters" were sending card a little late so I guess they picked up. The limits of this card varies more than any card I've ever seen with a card company. One person got a $8000 limit, $14000 limit down to $500 and $750... I would call them to see if they could take off your annual fee. I'm surprised that they gave you one with that CL.
Comment 2 by arod
Hooters Card 1 User Icon on 2008-05-05

Remarks I say call them and see if they lower your Apr. With no annual fee

I got a Credit line just like you $1750.00 with no annual fee and my apr is 0 until 6 month then 14 % APR

But listen it depends on your credit file... I love hooters and they will raise your credit line like in a year..

Enjoy your new card and yes give them a chance you'll see.

Take care,

Alex
Comment 3 by eric
I Agree User Icon on 2008-05-08

Remarks I wouldnt carry a balance on it... I got my Hooters card in Jul-Aug 2007 with a $1500 CL $59 AF and 27% APR... I got a CLI of $250 bring me to $1750 about a month ago... I haven't used the card since Dec and I have no balance on it... I think Im going to use this card strictly for my itunes account and keep my pif status on it.
Comment 4 by hjm331
Toll Free Fax Number? User Icon on 2008-05-08

Remarks Does anyone know if they have a toll free fax number? I applied for the card and they want me to fax my SS card and Driver's License. I can't send long distance faxes so does anyone know if they have a toll free fax number. I called CS and the lady was so quick to tell me that they don't have one making me feel like I'm not welcome to the Hooter's Family lol
Comment 5 by wildrage2
Fax User Icon on 2008-05-08

Remarks Not a lot of banks have a toll-free fax number. There may be some online fax options (either for free or for a fee) if you have access to a scanner. If not, a place like Kinkos offers faxing for a small fee.
Comment 6 by wildrage2
Lol User Icon on 2008-05-08

Remarks Lol... I was trying to find a toll free number through google and came across:


http://www.Merrickbanksucks.com/


Some people have too much time on their hands...
Comment 7 by hjm331
RE: Wildrage User Icon on 2008-05-08

Remarks That's nothing, there are websites like amexsux.com and www.Bankofamericasux.com/

lol
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.