"Approved Today"

Target REDcard® Store Card Review
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Written by: davis06 on 2008-04-17

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davis06's review: Hello All! Applied today and got an online instant approval for $200. What I loved most was the instant access to shop online and promo code for a 10% discount.

However, I refrained. :)

11 Comments

Comment 1 by pamela2
Hi on 2008-04-17

Welcome to the target family!
Comment 2 by hjm331
Congrats! on 2008-04-17

I hear that they give you CLI's as long as you make your payments on time and don't go over the limit. Good luck!
Comment 3 by rivasglo
CLI on 2008-04-17

As CLI go, by your 4th stmt you should have an increase to a CL of $500 but you will b stuck at that limit for a long time. Ive have this card a year and its still at that $500 -_-
Comment 4 by palten
Stuck With 500 on 2008-04-17

Same here.

my CLI was stuck to 500 for 9 months now.

I don't know how GE bank is assessing their customers.

my FICO score is 700s in all 3 bureaus
Comment 5 by yoyo11
Hi on 2008-04-18

What were your score?
Comment 6 by meya
Cool on 2008-04-18

I had to drop this card because I was stuck at $200 for the longest. Hope you hav better luck than I. Way to go on the approval.
Comment 7 by sethatco
New Bank on 2008-04-18

I was not aware GEMB is now issuing the target card, I was under the impression it was still being serviced by target national bank?
Comment 8 by marym
GEMB ?? on 2008-04-18

I've never heard of GEMB having anything to do with the Target credit card. As far as I know it's Target National Bank.
Comment 9 by lyyssa01
Wait A Minute... on 2008-04-18

GEMB took over the Target card? Wasn't it in the news recently that Target was selling some of its credit accounts to another undisclosed bank?
Comment 10 by davis06
To Yoyo... on 2008-04-18

They pulled Transunion and score was 607.
Comment 11 by yoyo11
Thanks.. on 2008-04-19

I just ordered all three FICO's w/myFICO.com... They gave me 25%off so I ordered all three...

EX 610, EQ 592 TR 581... A few months earlier I've orderd my true Fico in Jan... It was 538/525/502 so I'm very happy...

I think i'll wait a few more months before applying... Will try to get all in the 600's thanks for everyone's help
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