Applied Bank® Secured Visa® Gold Credit Card Review
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Written by: tmhendi on 2008-04-14

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tmhendi's review: Callout Comment I applied for an Applied Bank credit card earlier this year, and was declined. Approximately 1 month later, I was sent this offer for a secured Visa, and I accepted. I did not have to send any money in for fees or anything, just the secured deposit of my choice! I sent in the minimum $200, just to make sure I could make the monthly payments, as this is a card to repair serverely damaged credit scores! I received this card in such a timely manner, I believe it only took a week after they received my money order for the deposit! (money orders allow processing to go faster, I think!) I love this credit card! The online system is awesome! It is so easy to register the card, and sign in each day to view balance, credit line, min. Due., and transactions! I would highly, highly recommend this card to anyone looking to re-build damaged credit, or those new to credit! Thanks Applied Bank!

P. S.

Experian score currently a 484.

I am not sure what scores they pulled, as I don't know my Equifax or TransUnion scores at all.


Comment 1 by arod
Well You Started Right User Icon on 2008-04-14

Remarks This bank will help you established or repair you credit.

Good Luck,

Comment 2 by yoyo11
Wonderful User Icon on 2008-04-14

Remarks Good luck to you... Try Bank of America/and Citibank for your next secured cards...
Comment 3 by eric
I Agree W/ Yoyo User Icon on 2008-05-30

Remarks I had received this card back in May 2007 w/ a CL of $1k... This card is full of FEES... You cant even make a free ONLINE payment... I canceled this account in Dec 07... I agree with Yoyo... Try Cap1, Hooters, or BofA for a card.
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