Capital One® Platinum Credit Card Review
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Written by: credit4me on 2008-04-11

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credit4me's review: Callout Comment I applied for this card 03/08 and received instant online approval. Received card in 6 days. CL 300, apr 17.30, 0% until 08/08. Truecredit scores are: TU 584, EX 547, EQ 607. Pulled credit from all 3. Several collections/chargeoffs from 4 years ago- all paid.


Comment 1 by arod
Congrats User Icon on 2008-04-12

Remarks Congrats on your capital one card approval this card will help you fix your credit score.

But you did the right thing in applying.

Stay with this card for a year and check your score.

Im sure you will see your FICO higher as long as you are never late.

I have capital one and there great.

Take care,

Comment 2 by arod
Congrats 2 User Icon on 2008-04-12

Remarks When I said to stay for a year I meant in a year check your score.

Because I know you will like Capital One.


Comment 3 by rockin35
Good Job!! User Icon on 2008-04-12

Remarks Keep this Capital One card for at least 2 years and if you can charge something inexpensive each month and pay it off each month. All 3 bureaus will report your points each month as "Paid As Agreed" which will boost your credit scores. The key is to show/demonstrate an excellent payment history and you should be fine. Keep up the good work... Rockin35
Comment 4 by arod
In Fact.. User Icon on 2008-04-12

Remarks Stay with this card not 1 or two years... For many years to come..

I hope you don't close this account this is your first card and will help you established a credit file..
Comment 5 by lyyssa01
Congratulations!! User Icon on 2008-04-12

Remarks Treat this card well. Capital 1 can either be your best friend, or your worst enemy. Capital 1 was a great starter card for me.
Comment 6 by yoyo11
Hmmm User Icon on 2008-04-16

Remarks I try their pre qualify once a week... Still they can't pre qualify me... EQ 568/547/574
Comment 7 by yoyo11
Checked Again User Icon on 2008-04-19

Remarks New FICO's (true FICO's) ex 610, trans 582, eq 592 still not pre - qualifed
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