"Approved "
Discover® More® Card Review
Written by: mbth on 2008-04-07
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
mbth's review: 
Responded to a pre-selected offer. Submitted the app online and got the further processing line. Figured it was a denial. Two days later got a call from Discover to confirm my submission and information. They gave me a very generous limit. APR is 13.9 though, and they use two cycle billing, so I am careful not to run the balance. I think my scores were in the low 700's at the time. They pulled from Equifax. Still amazing to me to get approvals since I remember rolling change to get a secured card when I was younger due to not having a clue about interest, etc and not realizing how badly you can hurt yourself for a long time with credit. Message to anyone working on getting it together, it will happen - keep at it.
Rewards are good with the card and you can shop from a link on their site to increase the percent you get back form the purchase.
Responded to a pre-selected offer. Submitted the app online and got the further processing line. Figured it was a denial. Two days later got a call from Discover to confirm my submission and information. They gave me a very generous limit. APR is 13.9 though, and they use two cycle billing, so I am careful not to run the balance. I think my scores were in the low 700's at the time. They pulled from Equifax. Still amazing to me to get approvals since I remember rolling change to get a secured card when I was younger due to not having a clue about interest, etc and not realizing how badly you can hurt yourself for a long time with credit. Message to anyone working on getting it together, it will happen - keep at it. Rewards are good with the card and you can shop from a link on their site to increase the percent you get back form the purchase.
5 Comments
Comment 2 by arod
Congrats 
on 2008-04-07
Congrats on this card approval. If you don't mind same question as HJM331
How much credit line did they give you.
Because I have this card for over 6 years and I only have a Credit Line of $1000
This info. Can help Others,
Thank you,
Alex
on 2008-04-07 Congrats on this card approval. If you don't mind same question as HJM331 How much credit line did they give you.
Because I have this card for over 6 years and I only have a Credit Line of $1000
This info. Can help Others,
Thank you,
Alex
Comment 3 by lyyssa01
Yeah... on 2008-04-07
I'm curious as well. Discover is all over the map with their cl and cli.
on 2008-04-07 I'm curious as well. Discover is all over the map with their cl and cli.
Comment 4 by hjm331
RE: on 2008-04-07
I heard Discover was very stingy when it came to CLI's. Somebody please prove me wrong!
on 2008-04-07 I heard Discover was very stingy when it came to CLI's. Somebody please prove me wrong!
Comment 5 by meya
Congrats! on 2008-04-08
Way to go with the Discover, I am just like others here, how much did they approve you for... Lol. Keep us posted about the overall use with the card.
on 2008-04-08 Way to go with the Discover, I am just like others here, how much did they approve you for... Lol. Keep us posted about the overall use with the card.
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
