"So Far So Good"
Household Bank Platinum MasterCard® Review
Written by: marym on 2008-03-13
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
marym's review: 
Got a pre-app in the mail for this. Credit limit was $750 and 0 apr for 6 months. 9.9 percent after. No AF.
My scores are low 600's and I have a 3 year old BK
Got a pre-app in the mail for this. Credit limit was $750 and 0 apr for 6 months. 9.9 percent after. No AF.My scores are low 600's and I have a 3 year old BK
7 Comments
Comment 1 by meya
Way To Go 
on 2008-03-13
I don't think I have seen this card before, Hummmm, they slap one new on ya all the time... Lol. Congrats on your overall usage on the card and wish you all the best future experiences with it.
Did you have any baddies besides bk before applying for it?
on 2008-03-13 I don't think I have seen this card before, Hummmm, they slap one new on ya all the time... Lol. Congrats on your overall usage on the card and wish you all the best future experiences with it. Did you have any baddies besides bk before applying for it?
Comment 2 by marym
Baddies on 2008-03-13
I had 3 old medical bills that were included in BK that were listed as a open account. 1 was just deleted. I also had a credit card account from 2002 that was a paid charge off.
on 2008-03-13 I had 3 old medical bills that were included in BK that were listed as a open account. 1 was just deleted. I also had a credit card account from 2002 that was a paid charge off.
Comment 3 by arod
Congrats on 2008-03-14
This card is pretty good I have this card.
it has a low apr. And In my case no annual fee.
congrats again they give a good credit line increase in you pay on time for 3 to 6 months
congrats again,
Alex
on 2008-03-14 This card is pretty good I have this card.it has a low apr. And In my case no annual fee.
congrats again they give a good credit line increase in you pay on time for 3 to 6 months
congrats again,
Alex
Comment 5 by adam
Anyone Have A Secret... on 2008-05-10
Anyone have a secret backdoor number to call to get a CLI? These guys are stingy! I pay at least a week early every month and I pay it in full. I have two cards with them, one a $300 limit w/ 10.99% interest and another with a $500 limit w/ 18.99 % interest. Just wondering if anyone had any luck with this bank in the way of CLI's. Also, I don't see the card on this site that I have with the 10.99% rate. It's a World Travelers of America MC. Check it out at www.Worldtravelersofamerica. Org On that web site they show my exact card but it is showing offered by Bank of America. Mine is definitely with HSBC. It's a great card other then the CL. When you have one your have free access for the "members only" portion of the site offering all kinds of discounts on travel, vacations, hotels, and much more. I got the pre app in the mail a few moths ago.
on 2008-05-10 Anyone have a secret backdoor number to call to get a CLI? These guys are stingy! I pay at least a week early every month and I pay it in full. I have two cards with them, one a $300 limit w/ 10.99% interest and another with a $500 limit w/ 18.99 % interest. Just wondering if anyone had any luck with this bank in the way of CLI's. Also, I don't see the card on this site that I have with the 10.99% rate. It's a World Travelers of America MC. Check it out at www.Worldtravelersofamerica. Org On that web site they show my exact card but it is showing offered by Bank of America. Mine is definitely with HSBC. It's a great card other then the CL. When you have one your have free access for the "members only" portion of the site offering all kinds of discounts on travel, vacations, hotels, and much more. I got the pre app in the mail a few moths ago.
Comment 6 by marym
CLI ?? on 2008-09-10
I called to see if I could get an increase on my card. They wanted to charge me 60.00 for an increase of 200.00!!! Of course I said no. I think I made a mistake of thinking that this card would be good.
on 2008-09-10 I called to see if I could get an increase on my card. They wanted to charge me 60.00 for an increase of 200.00!!! Of course I said no. I think I made a mistake of thinking that this card would be good.
Comment 7 by hjm331
RE: MaryM on 2008-09-10
Just keep making your payments on-time and keep your account in good standing while they keep reporting to the CRA's monthly and that will open up doors to better cards before you know it.
on 2008-09-10 Just keep making your payments on-time and keep your account in good standing while they keep reporting to the CRA's monthly and that will open up doors to better cards before you know it.
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
