Orchard Bank® Visa®® Rewards Card Review
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Written by: defserv on 2008-02-04

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defserv's review: Would have never considered getting an orchard bank card... But they offered me a decent cl so I went for it.

I received the platinum rewards (2% Cash Back) Visa.

No AF, No Monthly BS Fee's. $1500 Limit. 0% APR on purchases and BT's.

They Did a hard pull on EXP. My score (FAKO) at the time was 589. This is my highest CL so far.


Comment 1 by defserv
Oops on 2008-02-04

Forgot to add in that the 0% apr is for 6 months and not permanent :P
Comment 2 by hjm331
Congrats! on 2008-02-04

Congrats on the new card! Yeah, you're right. Orchard Bank doesn't charge you non-sense charges such as First Premier. That's a nice limit and it is very rare to see Orchard Bank issue a high credit limit so you're definitely one of the lucky ones. Take care of this card and watch your scores increase as time goes on.
Comment 3 by arod
Congrats. on 2008-02-04

Enjoy your credit line.
Comment 4 by ash
Re on 2008-02-05

Congrats, and nice limit!

I have the 2% cashback also,

Enjoy, But I think your (real) FICO is probally higher than 589 though... Especially with that limit.
Comment 5 by goddess
Nice CLI on 2008-02-05

Enjoy your new card!
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