"Approved"
Orchard Bank® Visa® Rewards Card Review
Written by: defserv on 2008-02-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
defserv's review: 
Would have never considered getting an orchard bank card... But they offered me a decent cl so I went for it.
I received the platinum rewards (2% Cash Back) Visa.
No AF, No Monthly BS Fee's. $1500 Limit. 0% APR on purchases and BT's.
They Did a hard pull on EXP. My score (FAKO) at the time was 589. This is my highest CL so far.
Would have never considered getting an orchard bank card... But they offered me a decent cl so I went for it.I received the platinum rewards (2% Cash Back) Visa.
No AF, No Monthly BS Fee's. $1500 Limit. 0% APR on purchases and BT's.
They Did a hard pull on EXP. My score (FAKO) at the time was 589. This is my highest CL so far.
5 Comments
Comment 1 by defserv
Oops 
on 2008-02-04
Forgot to add in that the 0% apr is for 6 months and not permanent :P
on 2008-02-04 Forgot to add in that the 0% apr is for 6 months and not permanent :P
Comment 2 by hjm331
Congrats! on 2008-02-04
Congrats on the new card! Yeah, you're right. Orchard Bank doesn't charge you non-sense charges such as First Premier. That's a nice limit and it is very rare to see Orchard Bank issue a high credit limit so you're definitely one of the lucky ones. Take care of this card and watch your scores increase as time goes on.
on 2008-02-04 Congrats on the new card! Yeah, you're right. Orchard Bank doesn't charge you non-sense charges such as First Premier. That's a nice limit and it is very rare to see Orchard Bank issue a high credit limit so you're definitely one of the lucky ones. Take care of this card and watch your scores increase as time goes on.
Comment 4 by ash
Re on 2008-02-05
Congrats, and nice limit!
I have the 2% cashback also,
Enjoy, But I think your (real) FICO is probally higher than 589 though... Especially with that limit.
on 2008-02-05 Congrats, and nice limit!I have the 2% cashback also,
Enjoy, But I think your (real) FICO is probally higher than 589 though... Especially with that limit.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
