"Good Card"
Lane Bryant Credit Card Review
Written by: meya on 2008-02-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
meya's review: 
I aplied for this card around September 2007 and received an instant approval of $250. It used to be owned by World Finance Bank, but is now owned by Spririt of America. One thing I must say is that in January 08, I called in and asled for a cli and they pulled a hard inq on my report and denied my cli. There reason was "You do not have enough history nor activity on this card " Such a bummer.
I aplied for this card around September 2007 and received an instant approval of $250. It used to be owned by World Finance Bank, but is now owned by Spririt of America. One thing I must say is that in January 08, I called in and asled for a cli and they pulled a hard inq on my report and denied my cli. There reason was "You do not have enough history nor activity on this card " Such a bummer.
6 Comments
Comment 1 by crazy2k5
Good Bank 
on 2008-02-04
Hey Meya. This bank is pretty good. I have a king size card for big and tall guys that is issued through them. I had it for about a year now. I startes off at $600 and now I am up to $800.
on 2008-02-04 Hey Meya. This bank is pretty good. I have a king size card for big and tall guys that is issued through them. I had it for about a year now. I startes off at $600 and now I am up to $800.
Comment 2 by hjm331
Wow on 2008-02-04
They pulled a hard inquiry and denied based their decision on the history of your account? They could've just checked your statements lol
on 2008-02-04 They pulled a hard inquiry and denied based their decision on the history of your account? They could've just checked your statements lol
Comment 3 by meya
Way To Go Crazy on 2008-02-05
Yes hjm331, they did do me like that! I was mad but what could I say? Crazy I know the catalog you are talking about, they are now sending me those in the mail. Did you know I just received something from my email address talking about "The Bug" or "Little Bug" clothing store who is financed by Spirit of America? I went to the website and it looks just like Lane Bryant. I just closed the site and called it a day. I wonder if the Avenue is going to do the same. As far as your limit goes, they gave you something lovely to start with. When I first received my limit from LaneBraynt they were through WFNB and that is where the $250 came from. But I figure that Spirit of America would show me some love.
on 2008-02-05 Yes hjm331, they did do me like that! I was mad but what could I say? Crazy I know the catalog you are talking about, they are now sending me those in the mail. Did you know I just received something from my email address talking about "The Bug" or "Little Bug" clothing store who is financed by Spirit of America? I went to the website and it looks just like Lane Bryant. I just closed the site and called it a day. I wonder if the Avenue is going to do the same. As far as your limit goes, they gave you something lovely to start with. When I first received my limit from LaneBraynt they were through WFNB and that is where the $250 came from. But I figure that Spirit of America would show me some love.
Comment 5 by cltoledo
Turned Down... :( on 2008-05-13
Ok this is weird, I have the Lane Bryant Card (not catalog card) but was turned down by
Avenue, & Fashion Bug. Go figure...
on 2008-05-13 Ok this is weird, I have the Lane Bryant Card (not catalog card) but was turned down by Avenue, & Fashion Bug. Go figure...
Comment 6 by meya
Hummm on 2008-05-14
The Avuene is backed by WFNB, they are pretty stubborn at times, but I took my friend into the store with no credit but damaged credit from utility companies and she was approved for $250.
How many inq, co's, derogs, late payments, new accounts, or bk (if any) were in play at the time you applied? Maybe that played a factor, if not, what was your scores?
on 2008-05-14 The Avuene is backed by WFNB, they are pretty stubborn at times, but I took my friend into the store with no credit but damaged credit from utility companies and she was approved for $250. How many inq, co's, derogs, late payments, new accounts, or bk (if any) were in play at the time you applied? Maybe that played a factor, if not, what was your scores?
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Disclaimer: This content is not provided by Comenity Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Comenity Bank. Review content is powered by Finance Globe.
