"GREAT CARD!!!"
Orchard Bank® Platinum MasterCard® Review
Written by: trinity3 on 2008-01-05
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
trinity3's review: 
I received this card in May 06'. I have not exp any problems. Customer service is great. Received a $100 CLI today, but for a fee of $10. Not bad for a rebuilder card in my opinion, compared to some of the other horror stories I read about other rebuilder cards.
I received this card in May 06'. I have not exp any problems. Customer service is great. Received a $100 CLI today, but for a fee of $10. Not bad for a rebuilder card in my opinion, compared to some of the other horror stories I read about other rebuilder cards.
5 Comments
Comment 1 by adicus
CLI 
on 2008-01-05
Did you ask for the CLI or did they automatically give it to you?
on 2008-01-05 Did you ask for the CLI or did they automatically give it to you?
Comment 2 by beanciapoo
Congratulations!!! on 2008-01-05
I know you must me glad about your credit limit increase!! It is always good to get increases.
on 2008-01-05 I know you must me glad about your credit limit increase!! It is always good to get increases.
Comment 3 by bramford
Worst Bank In The World on 2008-01-06
HSBC & Orchard Bank are the worst credit card company in the world. I was late one time for 30 days, and my balance went from 300 to 650 due to charges and fees, and my interest rate shot up to 33%. In addition, their customer service service stinks, you always get some Hindu idiot who can not even speak English properly. Furthermore, whenever you want to talk to CS you have to dial a 503 area code #. Stay away from HSBC & Orchard Bank. Believe me, you will regret it at some point if you don't.
on 2008-01-06 HSBC & Orchard Bank are the worst credit card company in the world. I was late one time for 30 days, and my balance went from 300 to 650 due to charges and fees, and my interest rate shot up to 33%. In addition, their customer service service stinks, you always get some Hindu idiot who can not even speak English properly. Furthermore, whenever you want to talk to CS you have to dial a 503 area code #. Stay away from HSBC & Orchard Bank. Believe me, you will regret it at some point if you don't.
Comment 4 by arod
To Start Is Ok on 2008-01-07
I will say to start Orchardbank isn't bad if you need to fix your credit this is the card to get.
once you have the good credit and your FICO is 690 or higher get rid of them.
its a card for credit repair.
Any way try www.Capitalone.com
Goodluck,
Alex
on 2008-01-07 I will say to start Orchardbank isn't bad if you need to fix your credit this is the card to get. once you have the good credit and your FICO is 690 or higher get rid of them.
its a card for credit repair.
Any way try www.Capitalone.com
Goodluck,
Alex
Comment 5 by trinity3
CLI on 2008-01-14
I called in and asked for the CLI. CS were very professional and nice.
on 2008-01-14 I called in and asked for the CLI. CS were very professional and nice.
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
