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Sears Card® Review
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Written by: anya on 2007-10-16

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anya's review: Callout Comment I had this card and FINALLY paid it off!!! Wooo Hooo, but anyway, this card will charge you big time on payments you make meaning if you make the minimum payment say of $40 bucks they will charge that $40 bucks about a $23 dollars and that leaves: $17 dollars made toward your balance owed. Best tip for this card: Make double/ triple payments or just pay cash and avoid this card like the plague. It haunts you until it is 100% paid off and that takes forever!!! Trust me, I know!!

3 Comments

Comment 1 by meya
RE: Anya User Icon on 2007-10-17

Remarks Anya, that is the way you pay all department store cards or any card with high apr's and interest rates. Paying minimum or small payments will put you in the dirt and let creditors make a killing off of you. Trust me, Sears is not the only card that works that way. Thanks for your input, it will shed some light to others that is not aware.
Comment 2 by eric
Hey Everybody Im Back!! User Icon on 2007-11-05

Remarks Sorry about leaving everybody back... I am at B of A now great job great money... Been educated on a lot of customer related issues here... In regards to the payments-----they generally charge you 1% of your balance plus your interest to calculate your payment. If you get a late fee that is also added to your payment. Hope this helps.
Comment 3 by fchristie
Hey My Name Is Anya!! User Icon on 2008-06-26

Remarks Spelled the same way!! I have only met a few in my 27 years!
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