Hooters MasterCard Review
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Written by: rose on 2007-10-16

Overall Satisfaction
Customer Service
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rose's review: I was approved online instantly with a Transunion Fico of 574. It said "Congratulations! You have been approved for a Hooters MasterCard Card, subject to verification of the information provided in your application. If we need any additional information, we will notify you within the next two weeks. Once the verification process has been satisfied, you will be issued your new card(s). Please allow an additional two weeks for delivery." What are the limits usually for lower scores? I have high income... Anybody know what the limit ranges are?


Comment 1 by meya
RE: Rose on 2007-10-16

Rose I received a $2k limit from them about 3 months ago. My FICO then was 656 along with good income but I am not for sure on the apr because mines is 23 or 29% ( I can't remember). Congrats on your approval.
Comment 2 by craig
Lots Of Comments On Using This Card on 2007-10-16

I can't speak for credit limits issued for what you call "lower scores". My APR for this card is 7.75%. The reason I like (and applied for) this card is it's novelty value. When I've pulled it out to pay for dinner or drinks (or whatever), there is almost always some comment made about it being a "Hooters" card.
Comment 3 by bramford
Hello Everyone! on 2007-10-20

I have just joined the finance network. Seeing so many good reviews about the hooters card has enticed me to apply for it. I have not received a reply as of yet, but as soon as I do, I will post the result.

Comment 4 by adicus
Hi Rose. on 2007-10-20

When I was approved I got the same message. I got my card 10 days after online approval.
I got a 1,000 CL, but what I love is the most is fact that the website is easy to navigate and Merrick Bank has high security settings, to protect your information.
Welcome to the club!
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