"Longevity Should Matter"

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Written by: moneyes on 2017-03-08

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moneyes's review: My 710 put me at roughly 17%. My credit history goes back a long time, so I wish these companies would take that into consideration when determining your APR.

Other than that, no complaints about the card..


Comment 1 by finance globe
Re: Longevity Should Matter on 2017-03-19

Frustration, yes. Rates have crept up broadly over the years, while our savings rate has been at the floor. Not a fair practice at all in my view.
I highly suggest to pay off your balance before the grace period expires, and use cards for rewards / credit building purposes. Congrats on your approval, hopefully you can get that rate down. Please let us know what you think of the card after a while!
Comment 2 by goldbug
Re: Longevity Should Matter on 2017-04-03

That 17% might take into account just how long your credit record is. The figures I hear now are normally closer to 24% for many cards as the rates just seem to climb up.
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