"Great If You Need A Computer Right Now"

Dell Preferred Account Review
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Written by: breakinger on 2017-01-09

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breakinger's review: Callout Comment I just recently applied for this card because I desperately needed to get a new laptop. I didn't have the cash upfront to get the one that I really wanted so I applied for this card instead. It's what you'd expect from any typical store card; the interest is pretty high at 29.99%, but they do have a deal where if you spend $899 or more you can get 0% financing for 12 months. The laptop I ended up purchasing was only $989 so it's fairly easy to pay this off before the interest would be due. I definitely recommend this card to anyone who is in a pinch and needs a computer right away.


Comment 1 by wanderer
Re: Great If You Need A Computer Right Now User Icon on 2017-01-09

Remarks Glad you posted on this card. Did not know it still was available. The Apr is typical for "store cards" so getting the 0% option was a real score. If my memory serves me right, remember to not be late or they can drop the 29.99% Apr on you back to the first day (may want to check your TOC). Grat's on finding a solution to your need.
Comment 2 by goldbug
Re: Great If You Need A Computer Right Now User Icon on 2017-01-14

Remarks Sounds great for computer purchases! With that APR it'd be expensive for long term use, but the 0% deal is great and there's no annual fee either. Is the 0% financing only available if you purchase Dell products, or does any spending above $899 count?
Comment 3 by russnaudreymiller
Re: Great If You Need A Computer Right Now User Icon on 2019-06-01

Remarks What scores did you have when you got the card?
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