"Approved After Being Denied Two Years Back."

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Written by: injustifiiable on 2014-06-27

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injustifiiable's review: Target denied me two years back for having lack of revolving credit history, so I decided to try again on a whim.

EQ has one baddie (a collection), several good TL's with AAoA over two years, 21% UTIL, 6 inquiries (most from 2012). EQ08 score 655.

Was instantly approved at the register, $400 limit. Was able to charge to the card and get my 5% off (though that barely covers the sales tax here) and since the purchase was only $12 I went over to Guest Services and paid it off right then.

Plan on using this often since there's a Target close to my house. Glad to add to my store card arsenal.

1 Comment

Comment 1 by wanderer
Re: Approved After Being Denied Two Years Back. on 2014-06-27

Congrats on your score and Target success! Your credit is improving.
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