"Instantly Approved"
Barclaycard® Rewards MasterCard® Review
Written by: sar1954 on 2013-09-24
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sar1954's review: 
Approved instantly, CL $1500.00 (Which I was pleased to see, as I am finally getting approved for amounts larger than $300-500 to start off with) pulled TransUnion, I believe my score is around 630. This will be used as a tool to consolidate small credit card balances. Of which all accounts that will be consolidated are closed. I keep hearing mixed reviews about Barclays but I am hoping to have a good experience.
Approved instantly, CL $1500.00 (Which I was pleased to see, as I am finally getting approved for amounts larger than $300-500 to start off with) pulled TransUnion, I believe my score is around 630. This will be used as a tool to consolidate small credit card balances. Of which all accounts that will be consolidated are closed. I keep hearing mixed reviews about Barclays but I am hoping to have a good experience.
5 Comments
Comment 1 by injustifiiable
Re: Instantly Approved 
on 2013-09-24
What was your TU report like? I have a similar score and was thinking about applying for Barclays once the dust settles a bit (I have a couple new accounts.) Thx!!!
on 2013-09-24 What was your TU report like? I have a similar score and was thinking about applying for Barclays once the dust settles a bit (I have a couple new accounts.) Thx!!!
Comment 2 by wanderer
Re: Instantly Approved on 2013-09-24
Congrats. Good CL and card. Keep moving ahead.
on 2013-09-24 Congrats. Good CL and card. Keep moving ahead.
Comment 3 by creditcardaddict
Re: Instantly Approved on 2013-09-25
Congrats. Im assuming you got a low utilization? That is a great credit limit.
on 2013-09-25 Congrats. Im assuming you got a low utilization? That is a great credit limit.
Comment 4 by sar1954
Re: Instantly Approved on 2013-09-26
To answer how my TU file is looking as of today: I filed a ch. 13 BK back in 2008, so it has not been removed yet off of any report; this will be removed around August 2015. And some of the accounts involved in the BK are still listed, but because this discharged the beginning of this year, all of those accounts show $0.00 balance with an unknown status since reporting on this accounts stopped several years ago. All accounts opened since then are in good standing. I have a few accounts with low balances, which I closed out within the last few months. My goal was to have two CCs with good limits, and stay away from sub-prime and store cards. I'm not where I want to be 100% with my credit but I am getting closer.
on 2013-09-26 To answer how my TU file is looking as of today: I filed a ch. 13 BK back in 2008, so it has not been removed yet off of any report; this will be removed around August 2015. And some of the accounts involved in the BK are still listed, but because this discharged the beginning of this year, all of those accounts show $0.00 balance with an unknown status since reporting on this accounts stopped several years ago. All accounts opened since then are in good standing. I have a few accounts with low balances, which I closed out within the last few months. My goal was to have two CCs with good limits, and stay away from sub-prime and store cards. I'm not where I want to be 100% with my credit but I am getting closer.
Comment 5 by bayoudarlin
Re: Instantly Approved on 2013-10-13
Pulled only TU for me, also. Was like 650 to 670 and got approved instant for 1300.00. Applied for my husband...same thing instantly approved for 1300.00. Don't take a chance on the higher up card, He was not approved for this. I tried it first, then got him this one...two hard hits, though for one card.
on 2013-10-13 Pulled only TU for me, also. Was like 650 to 670 and got approved instant for 1300.00. Applied for my husband...same thing instantly approved for 1300.00. Don't take a chance on the higher up card, He was not approved for this. I tried it first, then got him this one...two hard hits, though for one card.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Barclays Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Barclays Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Barclays Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Barclays Bank. Review content is powered by Finance Globe.
