"Approved!"

Bank of America® Cash Rewards Credit Card Review
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Written by: brunettebelle20 on 2013-08-12

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brunettebelle20's review: I got a pre-approval for this card a few months ago but never decided on it. Today, I decided to pull the trigger and apply online.

I got an instant approval online today for a CL of $6k and they said that my card will arrive in 1 week. The only thing I am unsure of is the interest rate as it was not stated on my approval. My EQ score is 750.

Some of the perks with this card include: 1% cash back on purchases everywhere, every time, 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter. No annual fee. $100 cash rewards bonus if you make at least $500 in purchases in the first 90 days. Bank of America customers also get a 10% customer bonus if you redeem your rewards directly to your BofA account(s).

2 Comments

Comment 1 by wanderer
Re: Approved! on 2013-08-12

Your hot now with the new Bank of America Card. This card has great benefits and your CL is good.
Comment 2 by thomas1
Re: Approved! on 2013-08-12

Congrats on your approval! Please be aware that, the CL on this Signature card will not report to any CRA's. The highest balance will be used as the CL, and util will be based off that. So, if you're carrying balances, and worried about high utilization, be aware of this. Years ago when i received mine, i called and PC'd over to Cash Rewards with same reward structure, eliminating Signature concierge status, and the CL reports.
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