"Closed And Applied Again Better Results"

HSBC Platinum MasterCard with Cash or Fly Rewards Review
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Written by: tbboko802 on 2013-04-17

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tbboko802's review: Callout Comment This product despite popular belief is still very much available for opening. I had an HSBC Platinum C or F and had closed it due to a low limit. (750). I received an invitation to apply (not a preauth) in late 3-2013 and was approved for a $2500 limit with 0 percent and 13.9 thereafter. The customer service rep stated that this HSBC USA product would not be converted into a Capital One acct. That bening said HSBC USA is owned by Capital One. It is just going to be considered a a prime co-branded credit card

5 Comments

Comment 1 by wanderer
Re: Closed And Applied Again Better Results User Icon on 2013-04-17

Remarks Congrats! It is nice to see recognition with a higher CL. I closed both of my HSBC accounts because it was guessed they would convert to Capital One. Now I hear there not. Thanks for the info.
Comment 2 by roughdraft
Re: Closed And Applied Again Better Results User Icon on 2013-04-18

Remarks That's interesting. So it sounds like HSBC had to make an exception, in order to keep this card? Congrats! Nice limit!
Comment 3 by tbboko802
Re: Closed And Applied Again Better Results User Icon on 2013-10-13

Remarks Well, as it turns out, HSBC USA is owned By HSBC. I have had the account now for 7 months. This past month I I paid off the $2000.00 balance transfer I had made when Iopened the account. When the new statement was issued recently I logged and requested a cli. My credit limit was raised from 2250 to 3250.
Comment 4 by tbboko802
Re: Closed And Applied Again Better Results User Icon on 2013-10-13

Remarks Well, as it turns out, HSBC USA is owned By HSBC. I have had the account now for 7 months. This past month I paid off the $2000.00 balance transfer I had made when I opened the account. When the new statement was issued recently I logged and requested a cli. My credit limit was raised from 2250 to 3250.
Comment 5 by tbboko802
Re: Closed And Applied Again Better Results User Icon on 2014-03-10

Remarks HSBC has raised my limit again on this nice card. The credit limit now stands at 4500.00
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