"Declined For Being Responsible"
BankAmericard Rewards Visa® Review
Written by: arnojab on 2012-11-29
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
arnojab's review: 
Just got my denial letter for this card,two weeks after I applied on line.At the time my bureau scores were at 702 across the board and a Fico score of 686.The reason for the denial is, and I am not making this up.you have sufficient credit accounts and sufficient balance open on these accounts..........WHAT? I guess being responsible with my credit caused the denial........GO FIGURE. Oh by the way I got approved for chase amazon visa the same week,but that is another review for another day.
Just got my denial letter for this card,two weeks after I applied on line.At the time my bureau scores were at 702 across the board and a Fico score of 686.The reason for the denial is, and I am not making this up.you have sufficient credit accounts and sufficient balance open on these accounts..........WHAT? I guess being responsible with my credit caused the denial........GO FIGURE. Oh by the way I got approved for chase amazon visa the same week,but that is another review for another day.
2 Comments
Comment 1 by wanderer
Re: Declined For Being Responsible 
on 2012-11-29
Understand. Had a Bank of America Cash Rewards Visa and requested a CL increase after three years. Answer was "NO" because I already had sufficient open credit available. The account was closed in November 2012.
on 2012-11-29 Understand. Had a Bank of America Cash Rewards Visa and requested a CL increase after three years. Answer was "NO" because I already had sufficient open credit available. The account was closed in November 2012.
Comment 2 by wndblwn06
Re: Declined For Being Responsible on 2012-12-04
Wow! Thanks for the review! I had been thinking of applying for this one. Guess I won't bother...
on 2012-12-04 Wow! Thanks for the review! I had been thinking of applying for this one. Guess I won't bother...
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
