"Nice Card If You Shop Gap, BR Or Athleta"

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Written by: pantheranubis on 2012-09-07

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pantheranubis's review: Callout Comment I applied for this card in late Jan 2012 since i already primarily clothes shop at GAP. I was at baby gap to buy clothes for my friend's son's 1 b-day. i applied there at the register on a whim since it was a gapcard tuesday and i could use the 15% off. i had built up my credit so far in two years to an average rating about 665. Instant approval for $400 CL. I use it here and there..i always carry a balance..but make more than the minimum payments. I just like to keep it at about 10% every month. About 4 mos ago i logged in to see that my CL jumped to $500..ok great, didnt even ask for it but heck yea i'll take it. Then this morning got an email that i got an automatic CLI. Ok log in to check and WOW nice! i thought it was another $100. Nope.. CL jumped to $1300. Seems like GAP is a good card for credit building. I dont reccomend store cards, and this is the only store card i have; the other three are Discover, Cap 1, and Best Buy Mastercard (movie junkie). If you shop here, get the card, treat it well: stay below limit, pay bill on time and in less than a year get at lest two CLI's like i did. Can't complain about that!

1 Comment

Comment 1 by creditcardaddict
Re: Nice Card If You Shop Gap, BR Or Athleta User Icon on 2012-09-12

Remarks Thats nice!!! Have they offered you an upgrade to the VISA? Your CL is excellent for an upgrade you should call if they haven't offered it yet.
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