"Approved (Initially Denied)"

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Written by: sintanjin89 on 2012-04-20

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sintanjin89's review: I have my mortgage through Wells Fargo and decided to apply for this card. I was initially declined but called cs and spoke to a representitive who approved me for a $4,000 credit limit. Had two old collections on my cr which was why I was declined. After explaining them and my current situation I had no trouble getting approved.

TU -700
EX -691
EQ -685

3 Comments

Comment 1 by creditcardaddict
Re: Approved (Initially Denied) on 2012-04-20

Hey its prime card season. I ve been wantng to get the travelocity amex have been denied how do you do a recon and does it always work?
Comment 2 by sintanjin89
Re: Approved (Initially Denied) on 2012-04-20

I applied for five credit cards in one day. Figured what the hell may as well go for it. I got approved for Discover, Chase Freedom, Wells Fargo and Walmart store cards. I called the reconsideration numbers for Chase and Wells Fargo and was approved. The only one that didn't work was Citi, they wanted me to jump through a bunch of hoops so I decided that 4 out of 5 wasn't bad. Total credit from the four cards I got was $10,300. My scores were hovering around 700 and I had a couple of old collections on my cr. Fortune Favors The BOLD!!!
Comment 3 by creditcardaddict
Re: Approved (Initially Denied) on 2012-04-20

Wow that's great! I'm going to do that with travelocity amex THANKS!
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