"Shocked"

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Written by: zane_75 on 2012-02-13

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zane_75's review: Callout Comment Well, I have been using the site for about six months, after correcting many mistakes I made in my past. Now having a history with my cap 1 and 1st premier card of over two years I thought why not try something else. Starting limit is $2000. With my scores around 680 ex, 665 tu, 689 eq I thought I would see what would happen. I was not shocked when I got the 7-10 day response after I applied, however after a phone call today to verify my information, I was approved, then I was shocked. I will be glad to get rid of the 1st premier. I only really wanted a card that had travel points, since I pay them off every month and only use them for gas, although my gas bill is not small, lots of travel with work.

Thank you to all on the site, your information has been great. Keep up the good work and don't abuse what you work hard to get.

5 Comments

Comment 1 by derek1061
Re: Shocked User Icon on 2012-02-13

Remarks Congratulations. What is your starting credit line, if known?
Comment 2 by zane_75
Re: Shocked User Icon on 2012-02-13

Remarks Starting limit is 2000. Not bad since the other two have a limit of 750 and 500
Comment 3 by majtykamadness
Re: Shocked User Icon on 2012-02-14

Remarks Congrats Zane_75 on your approval. I completely understand why to drop the 1st premier because I also rebuilt with them. Depending on your overall credit situation, you may better benefit by keeping them as an open account as I did even though I never used the card. Closing the account (not sure if that's what you meant) will actually hurt your score in the short term.
Keep up the good job rebuilding and you will enjoy the rewards.
Comment 4 by wanderer
Re: Shocked User Icon on 2012-02-14

Remarks Welcome to Discover. Use them wisely and they wil take care of you. This FG sites has been hot on Discover!
Comment 5 by loveinlifenkc
Re: Shocked User Icon on 2012-02-15

Remarks Congrats to you!! $2000 must be the magical starting limit.
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