"Approved At Register!"

JCPenney Credit Card® Review
Card Reviews
Comments
Add Your Own
About

Written by: patrick12 on 2011-12-15

Overall Satisfaction Star Rating
Customer Service Star Rating
Rewards Star Rating
Account Management Star Rating
Delivery Time Star Rating

patrick12's review: Callout Comment In all this insanity trying to beat the holiday rush, I was checking out at Penny's when the cashier asked me if I was interested in applying for the store card. Took only a minute, was instantly approved for $500.00 and the APR is 26.99%, pulled my TransUnion report score at the time of approval was 705! The rewards program isnt too shabby either! From what I have read on here, the increases with this card are very generous, I hope this card grows with me!

6 Comments

Comment 1 by jusdonit
Re: Approved At Register! User Icon on 2011-12-15

Remarks Congrats! I have heard great things about this card growing with people and GECRB being good to those they approve for one card being eligible for many others. Enjoy!
Comment 2 by derek1061
Re: Approved At Register! User Icon on 2011-12-15

Remarks Congratulations. I was considering applying for this card too, but the APR is so high.
Comment 3 by wanderer
Re: Approved At Register! User Icon on 2011-12-17

Remarks Congrats! You will really like this card. As to the apr... ALL store cards have high aprs. Also, over history, they have been way higher than bank cards (going back to 1972).
Comment 4 by crissy02
Denied User Icon on 2012-01-09

Remarks 586 score denied
Comment 5 by derek1061
Re: Denied User Icon on 2012-01-10

Remarks Can you please provide some more information that the other members might find useful, such as which credit bureau did they pull from? What were their reasons for denying you?
Comment 6 by wcombs32
Re: Denied! User Icon on 2012-01-14

Remarks I went to check out at register... I was told that I can save 25% off on my purchase. The lady ran my credit, and 2 mins later she told me that I wasn't approved and that I will be getting a letter as to why I was denied. I recieved that letter today and it says, reasons for being denied are " to many inquires ". This is the first time I have ever applied for jcpennys. (weird) I recently got approved for a capital one card, so I'm not sure if that's the reason for me being denied. credit score 583
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.