JCPenney Credit Card® Review
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Written by: isadorer on 2011-10-08

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isadorer's review: Approve for j c penney credit card $300 credit limit apr26.99 approve instantly not bad since i am rebuilding my credit looking froward to better credit in a year


Comment 1 by wanderer
Re: Approve on 2011-10-09

Great! Congrats as you ease back into the world of credit! Have this card and it has treated me very well.
Comment 2 by derek1061
Re: Approve on 2011-10-09

Congratulations. That is an extremely high interest rate, my advice would be to NEVER carry a balance.
Comment 3 by thomas1
Re: Approve on 2011-10-21

Congrats on your approval, but slow down my friend, you've had 3 approvals in the last month. Sudden ramp up of new credit all at once could result in AA. Space your apps out over a period of 6-12 months. Remember hard pulls stay on your reports for 2 years.
Comment 4 by isadorer
Re: Approve on 2011-10-28

Thanks thomas1 i will not be appling for any more credit cards until sometime next year just check credit score today transunion648 experian 636 exquifax622 vantage score700 i have some inquires and collections account falling off my credit report the end of october.
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