"FNBO Bucks Back Pre-approved"
BucksBack(SM) Platinum Edition® Visa® Card Review
Written by: wanderer on 2011-09-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
wanderer's review: 
Received a pre-approval in the mail offering me a variable rate for purchases of 13.99% (best rate they have listed) and $1 for every dollar spent for cash rewards. Simple program with no annual fee. The online application said I would receive a letter in the mail in two to four weeks where I said no way am I getting a hard inquiry like this for a pre-approved, so I called them. It was approved. It provides an option with the card at 0% until April 2012 for purchases and 0% until September 2012 on Balance Transfers. FICO Scores at the time are Ex 776 Tu 796 Eq 804 and they pulled Ex. Upgraded to a Vision Visa Signature Card after twelve months with no-preset spending limit.
Received a pre-approval in the mail offering me a variable rate for purchases of 13.99% (best rate they have listed) and $1 for every dollar spent for cash rewards. Simple program with no annual fee. The online application said I would receive a letter in the mail in two to four weeks where I said no way am I getting a hard inquiry like this for a pre-approved, so I called them. It was approved. It provides an option with the card at 0% until April 2012 for purchases and 0% until September 2012 on Balance Transfers. FICO Scores at the time are Ex 776 Tu 796 Eq 804 and they pulled Ex. Upgraded to a Vision Visa Signature Card after twelve months with no-preset spending limit.
5 Comments
Comment 1 by derek1061
Re: FNBO Bucks Back Pre-approved 
on 2011-09-21
Congratulations. Your scores are excellent
on 2011-09-21 Congratulations. Your scores are excellent
Comment 2 by finance globe
Re: FNBO Bucks Back Pre-approved on 2011-09-21
Congrats Wanderer! I have heard good things about FNBO but I don't have experiences with them. Excellent scores!
on 2011-09-21 Congrats Wanderer! I have heard good things about FNBO but I don't have experiences with them. Excellent scores!
Comment 3 by kdb030609
Re: FNBO Bucks Back Pre-approved on 2011-09-23
Congratulations!!! Nice CL & APR & Scores are awesome as well. All your hard work is being rewarded.
on 2011-09-23 Congratulations!!! Nice CL & APR & Scores are awesome as well. All your hard work is being rewarded.
Comment 5 by thomas1
Re: FNBO Bucks Back Pre-approved on 2011-10-21
Congrats! Got mine back in August, and have had no problems thus far. FNBO has been on a massive mailing frenzy lately, but a very good lender it seems.
on 2011-10-21 Congrats! Got mine back in August, and have had no problems thus far. FNBO has been on a massive mailing frenzy lately, but a very good lender it seems.
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Disclaimer: This content is not provided by First National Bank Omaha. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First National Bank Omaha. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by First National Bank Omaha. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First National Bank Omaha. Review content is powered by Finance Globe.
