Discover® Motiva Card Review
Card Reviews
Add Your Own

Written by: cardaddicted on 2011-08-18

Overall Satisfaction
Customer Service
Account Management
Delivery Time

cardaddicted's review: Initially receive 5-7 days message, after checking status, it gives 30 day messages. 3 days later, they called me at work to verify some information and got approved afterwards. Time to fire off HSBC low credit limit credit cards. Initial credit limit is $1500.


Comment 1 by derek1061
Re: Approved on 2011-08-18

Congrats, what is your credit limit?
Comment 2 by cardaddicted
Re: Approved on 2011-08-18

The initial credit limit is $1500...can't complain since this is my first prime card type credit card with subprime rate ( around 22% after promotional APR )...still trying to increase my credit score at the moment but I can cancel those low credit limit HSBC credit cards! I will not apply for any credit cards at least for another year.
Comment 3 by cardaddicted
Re: Approved on 2011-08-18

Correction about the APR, it is 20.99% after the promotion apr.....
Comment 4 by derek1061
Re: Approved on 2011-08-19

At least they gave you a decent credit limit. You can always have them lower the APR once your credit score gets higher. Good luck
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.