"Approved In Store And A Change In Credit Limit"
Jared® Credit Card Review
Written by: sethatco on 2011-06-25
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sethatco's review: 
I was in Jared the other day looking for a new watch. The sales person said 0% for 12 months with 20% down on purchases over 2k so I went for it. I was told my credit limit was 6k however when the card arrived in the mail and I registered my account I wound up with 10k CL.
I'm not so much into the store cards these days since they are limiting as to where you can use them and they have high APR's however I plan on paying this purchase off in 3 or 4 months so it will help my utilization.
EX 792
TU 890
EQ 790
I was in Jared the other day looking for a new watch. The sales person said 0% for 12 months with 20% down on purchases over 2k so I went for it. I was told my credit limit was 6k however when the card arrived in the mail and I registered my account I wound up with 10k CL.I'm not so much into the store cards these days since they are limiting as to where you can use them and they have high APR's however I plan on paying this purchase off in 3 or 4 months so it will help my utilization.
EX 792
TU 890
EQ 790
3 Comments
Comment 1 by wanderer
Re: Approved In Store And A Change In Credit Limit 
on 2011-06-25
Great FICO Scores. As to store cards... can't say much.
on 2011-06-25 Great FICO Scores. As to store cards... can't say much.
Comment 2 by joeyman
Re: Approved In Store And A Change In Credit Limit on 2011-06-27
Yeah, awesome FICO scores. You could probably get almost any credit card out. :P
on 2011-06-27 Yeah, awesome FICO scores. You could probably get almost any credit card out. :P
Comment 3 by jayrizzo
Re: Approved In Store And A Change In Credit Limit on 2011-06-27
I hope you didn't stick with that 2k+ committment? But, if that's what you want... go for it. I was told the same, but after I was approved at the store and walked home with my watch I decided to return it the next day but during a different shift (not with my sales person).
I ended up getting another watch for $200, therefore, my credit report doesn't show that I made a huge 2k+ purchase, but only $200 with $9800 available after my new watch -- the one I actually wanted.
Jared (Sterling) will automatically raise your limit after 10 months without any additional purchases. For now, my watch is paid in full (no interest since PIF) and available is $10k.
on 2011-06-27 I hope you didn't stick with that 2k+ committment? But, if that's what you want... go for it. I was told the same, but after I was approved at the store and walked home with my watch I decided to return it the next day but during a different shift (not with my sales person). I ended up getting another watch for $200, therefore, my credit report doesn't show that I made a huge 2k+ purchase, but only $200 with $9800 available after my new watch -- the one I actually wanted.
Jared (Sterling) will automatically raise your limit after 10 months without any additional purchases. For now, my watch is paid in full (no interest since PIF) and available is $10k.
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Disclaimer: This content is not provided by Sterling Jewelers, INC. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Sterling Jewelers, INC. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Sterling Jewelers, INC. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Sterling Jewelers, INC. Review content is powered by Finance Globe.
