"Instantly Approved!"

Sam's Club Consumer Credit Review
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Written by: patrick12 on 2011-06-06

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patrick12's review: Callout Comment I set up an online account with Sam's Club because I became a member last fall! A little box poped up inviting me to apply for the Sam's Discover card, I decided what the heck? I get the dreaded 7-10 day message screen, then today I get an email from Identity Moniter telling me there has been a change made on my account, I open it up, and there it is, a trade line for a Sam's Card, the limit is $300.00, what a joke huh? Oh well, I will keep it and see where it takes me! Credit score at the time is 676 TransUnion and thats what bureau they pulled on me.


Comment 1 by kdb030609
Re: Instantly Approved! User Icon on 2011-06-06

Remarks Congratulations!!! $300 may seem small but it's still a great start. I started off almost a year and a half ago with the same card. I started with $1400 CL and now the CL is at $10,000. They definitely like a lot of use and pay in full. The drastic change in CL is in only three seperate CLI's. So before you know it! I'm sure you'll be rewarded with a CLI!
Comment 2 by colonative
Re: Instantly Approved! User Icon on 2011-06-06

Remarks Congrats. GEMB seems to be pretty generous with its Sam's Club and Sam's Club Discover cards, so the $300 will likely get higher in a short amount of time with regular payments.

Are you able to make payments at Sam's Club on this account? Just curious.
Comment 3 by majtykamadness
Re: Instantly Approved! User Icon on 2011-06-21

Remarks Excellent advise so far.
I got this card in June `10 and I was instantly approved for $2500. It is already at $4K in just a year. Pay on-time and keep your CL will improve. If possible, keep usage low to show you can handle the new CL increase when you get it.
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