"Approved - 0% For 18 Months"

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Written by: faith on 2011-03-05

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faith's review: Wasn't planning on applying but when speaking to Rep about a separate Citi account, she asked if I wanted to apply for another card. I declined, but when I hung up I figured I'd go for a second Experian pull this year before my temporary lift from Experian expires. Was approved for $8,800. Have no clue what Experian score is. This my second Experian pull in almost a year (the first pull was for AMEX). My TU and EQ are 706 and 716. Hope this helps!


Comment 1 by wanderer
Re: Approved - 0% For 18 Months on 2011-03-05

Congratulations! You have done well in qualifying for prime credit cards with good CL's. How do you use all these cards? One comment is on the number of inquirys and new accounts. Usually we hear negatives on too many. It does NOT seem to have affected you!
Comment 2 by faith
Re: Approved - 0% For 18 Months on 2011-03-05

I rotate every 3 months, only 2 gets heavy usage; Citi Diamond Preferred Rewards and AMEX Gold. I've closed about 11 of the last cards (lower limits) I've obtained in the last year. Replaced the 11 with 3 credit cards totally a little over $30,000. Just was ridiculous to see how many cards I'd accumulated simply for the fact that I could.
Comment 3 by colonative
Re: Approved - 0% For 18 Months on 2011-03-06

Congrats on your approval!
Comment 4 by kiejon9
Re: Approved - 0% For 18 Months on 2011-03-07

Comment 5 by credit28
Re: Approved - 0% For 18 Months on 2011-03-25

What types of lines of credit do you have with Citi?
Comment 6 by kiejon9
Re: Approved - 0% For 18 Months on 2011-03-28

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