"Finally Approved.."

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Written by: locnguyun on 2011-02-17

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locnguyun's review: Callout Comment After months of trying, Discover was able to approved me for $1000 student more card. At first I was declined because of my student status. After two different attempt of trying to get a RECON, I practically gaved up on Discover.

Within hours, something triggered Discover to give me a call back later on the day. After a brief conversation, they approved me.

I've finally reached my credit cards goals. That goal was to establish a history with all Visa, AMEX, Discover & Mastercard.

I will let all my cards grow and stop applying!

Current Cards:

AMEX Zync

AMEX Blue Cash

Discover Student More

BofA AMEX Accelerated Rewards



BofA Bankamericard

Citi "Thank You" Preferred Mastercard(Previously Diamond Preferred Rewards)

Best Buy HSBC Store Card.

This may be a lot of credit cards for my age (21) but I wanted to establish credit early on and grow with these companies. My purpose is to hopefully purchase a home for me & parents later on when I graduate from school.

7 Comments

Comment 1 by wanderer
Re: Finally Approved.. User Icon on 2011-02-17

Remarks Congratulations! You reached your credit goals. Now you can develop length of average credit which will increase your scores. Do you know what your scores were when you got approved? Your FICO Scores are great. You know what needs to happen in the credit world!
Comment 2 by locnguyun
Re: Finally Approved.. User Icon on 2011-02-17

Remarks Fico Score on both reports were

748 TU

728 Equifax

Feb 16, 2011
Comment 3 by eugene66
Re: Finally Approved.. User Icon on 2011-02-17

Remarks Wow what a great collection of cards...
Comment 4 by kiejon9
Re: Finally Approved.. User Icon on 2011-02-17

Remarks Congratulations
Comment 5 by colonative
Re: Finally Approved.. User Icon on 2011-02-17

Remarks Congratulations! Looks like you have a good mix of prime cards.
Comment 6 by locnguyun
Re: Finally Approved.. User Icon on 2011-02-17

Remarks Thank you!
Comment 7 by derek1061
Re: Finally Approved.. User Icon on 2011-02-24

Remarks I have a question did you have to show proof of income. I was told Discover requires this? Is it true
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