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Written by: jryan248 on 2011-02-15

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jryan248's review: I was approved for this card in 2008 but haven't had a credit limit increase in quite some time. I am not sure why I haven't received on yet since all my other credit cards are being raised over time. I love the service and customer service though

4 Comments

Comment 1 by wanderer
Re: Approved on 2011-02-15

What is your credit line, Apr and annual fee? Any idea what your FICO/FAKO Scores are now or at the time of card issue? For this card report to be helpful and be a card report, we need information that would help other readers to benefit from your experience. Also, have you contacted the card issuer about a potential credit line increase? Some card issuers are stingy so pushing them may help. This card is one that is stingy! Since this is a card issued under the HSBC umbrella... Upgrades to their regular HSBC Platinum Mastercards are by invitation only (they are a strange bank).
Comment 2 by colonative
Re: Approved on 2011-02-15

That is HSBC for you. These kinds of cards are good for a few years and then its time to move on to a more prime card. If your scores are approaching the 700 range, it is time to take a look into Citibank, Chase, BofA, Amex and Discover. Or check into your local credit union to see what offers they have.
Comment 3 by d98lakefan
Re: Approved on 2011-02-15

HSBC is not doing any increases on any of there cards what so ever I have been trying to get increases on my two cards since last Feb for some reason they made a company decision not too doing any increases right now I keep fighting with them and getting no where so don't feel bad its not just you
Comment 4 by davidg244
Re: Approved on 2011-02-21

Same here they don't offer any type of Credit limit increase

crap card cant wait to dump it
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