"Approved Today!!!"
JCPenney Credit Card® Review
Written by: kforbes86 on 2010-11-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
kforbes86's review: 
Been re-building my credit for about 2 years now. About a year ago I was denied for this card and the wal mart card. 2 months ago, I was finally approved for the wal mart card. Today I decided to try again for the jc penny card, and was approved instantly. I estimate my FICO scores are in the 650 to 680 range. They were close to 700 mark a couple months ago, but I have opened new accounts since then, and new inquaries. I was approved with a $300 limit, the same as my new wal mart card.
Been re-building my credit for about 2 years now. About a year ago I was denied for this card and the wal mart card. 2 months ago, I was finally approved for the wal mart card. Today I decided to try again for the jc penny card, and was approved instantly. I estimate my FICO scores are in the 650 to 680 range. They were close to 700 mark a couple months ago, but I have opened new accounts since then, and new inquaries. I was approved with a $300 limit, the same as my new wal mart card.
3 Comments
Comment 1 by thomas1
Re: Approved Today!!! 
on 2010-11-21
Congrats on your approval. Did you apply online or in the store? Usually, they will approve a higher limit in store, but use it wisely, and I believe you can request cli's after every 4th statement cuts.
It's definitely a keeper, as they work very well with their loyal customers.
on 2010-11-21 Congrats on your approval. Did you apply online or in the store? Usually, they will approve a higher limit in store, but use it wisely, and I believe you can request cli's after every 4th statement cuts.It's definitely a keeper, as they work very well with their loyal customers.
Comment 2 by mrrob
Re: Approved Today!!! on 2010-11-22
Congrats, was approved for this card as well a few months ago.
on 2010-11-22 Congrats, was approved for this card as well a few months ago.
Comment 3 by wanderer
Re: Approved Today!!! on 2010-11-23
Congrats! Great card with outstanding benefits!
on 2010-11-23 Congrats! Great card with outstanding benefits!
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
