"Finally In The Discover Family!!!"
Discover® More® Card Review
Written by: jerica on 2010-11-17
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
jerica's review: 
Last year in October app's for this card was DIENED with 2 hard pulls to add, then noticing this October Discover soft pulling my reports TU, EQ for the first time, then received invite in mail this Month for Discover 0% APR until Novemeber 2011, went online app'd and was approved cl only $3,000.00, APR 16.99% Discover stated would increase cl over time, only pull EQ at time cs at 725 with 6 Inquiries, last being in March for CitiCard. So you have to take a chance on invites you never know!!! Recieved card in 5 days breaking record.
Last year in October app's for this card was DIENED with 2 hard pulls to add, then noticing this October Discover soft pulling my reports TU, EQ for the first time, then received invite in mail this Month for Discover 0% APR until Novemeber 2011, went online app'd and was approved cl only $3,000.00, APR 16.99% Discover stated would increase cl over time, only pull EQ at time cs at 725 with 6 Inquiries, last being in March for CitiCard. So you have to take a chance on invites you never know!!! Recieved card in 5 days breaking record.
6 Comments
Comment 1 by ari
Re: 
on 2010-11-17
Welcome to Discover. I've had mine for about 5 months. Great cumstomer service. Just be aware that they charge a higher minimum payment on balances transferred on to your card. They May offer you 0% for a year but it may not be worth it for the high monthly payment. I transferred $2000 and minimum payment is a whopping $80!
on 2010-11-17 Welcome to Discover. I've had mine for about 5 months. Great cumstomer service. Just be aware that they charge a higher minimum payment on balances transferred on to your card. They May offer you 0% for a year but it may not be worth it for the high monthly payment. I transferred $2000 and minimum payment is a whopping $80!
Comment 2 by wanderer
Re: Finally In The Discover Family on 2010-11-17
Congratulations! The credit gurus shined upon you. Good starting CL to.
on 2010-11-17 Congratulations! The credit gurus shined upon you. Good starting CL to.
Comment 3 by enough
Discover More Elsewhere on 2010-12-16
This year I decided to do my holiday shopping with my Discover card. On Monday, I made about 5-6 purchases totally about $250 on Amazon.com & they all appeared to go through. Mind you, I wasn't even close to my limit, which is $1,000. On Tuesday night, I received 5-6 emails from Amazon stating I needed to re-enter my credit card info. So I did & they appeared to go through just fine. On Wed. A. M., I went to the grocery store and tried to purchase some food w/my Discover card. It was declined. I called their customer service - and they told me a fraud alert had been put on my account, the agreed to remove the fraud alert right away. They didn't phone or email me, even though they had this info. On file. I asked them why purchases during the holiday season (in small amounts) that were shipped to my street & billing address were declined. So now it's Thursday, 12/16 and I get home from work to find 6 new emails from Amazon - yes, they declined my purchases. I called Discover & they told me their automatic fraud detection system had acted up again. So now I have to try to go do my holiday shopping this weekend, when I have absolutely no time - and am starting from scratch at the last minute, all thanks to Discover. Why bother having a credit card when they don't let you use it? Their over-sensitive fraud detector would prohibit me from using this card on vacation, as I can only imagine how badly it would react to charges coming from another country! I'm closing this account - they are ridiculous & their customer service reps kept reading scripts to me, which only served to piss me off more. I've discovered I'm done with Discover.
on 2010-12-16 This year I decided to do my holiday shopping with my Discover card. On Monday, I made about 5-6 purchases totally about $250 on Amazon.com & they all appeared to go through. Mind you, I wasn't even close to my limit, which is $1,000. On Tuesday night, I received 5-6 emails from Amazon stating I needed to re-enter my credit card info. So I did & they appeared to go through just fine. On Wed. A. M., I went to the grocery store and tried to purchase some food w/my Discover card. It was declined. I called their customer service - and they told me a fraud alert had been put on my account, the agreed to remove the fraud alert right away. They didn't phone or email me, even though they had this info. On file. I asked them why purchases during the holiday season (in small amounts) that were shipped to my street & billing address were declined. So now it's Thursday, 12/16 and I get home from work to find 6 new emails from Amazon - yes, they declined my purchases. I called Discover & they told me their automatic fraud detection system had acted up again. So now I have to try to go do my holiday shopping this weekend, when I have absolutely no time - and am starting from scratch at the last minute, all thanks to Discover. Why bother having a credit card when they don't let you use it? Their over-sensitive fraud detector would prohibit me from using this card on vacation, as I can only imagine how badly it would react to charges coming from another country! I'm closing this account - they are ridiculous & their customer service reps kept reading scripts to me, which only served to piss me off more. I've discovered I'm done with Discover.
Comment 5 by wanderer
Re: Discover More Elsewhere on 2010-12-17
Thanks for the info. This is good information for those considering a "Discover" Card.
on 2010-12-17 Thanks for the info. This is good information for those considering a "Discover" Card.
Comment 6 by joeyman
Re: Discover More Elsewhere on 2010-12-17
Thanks for the info! Everyone speaks so highly of Discover, personally, I don't have any experience with them so I don't know. Nobody in my family ever has either.
on 2010-12-17 Thanks for the info! Everyone speaks so highly of Discover, personally, I don't have any experience with them so I don't know. Nobody in my family ever has either.
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
