"Instant Approval!!"

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Written by: loukyguy on 2010-11-09

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loukyguy's review: Callout Comment It's been 6 months since I applied for anything so I thought I would give it a try and with Christmas coming up I thought this card would come in handy. So I applied and to my amazement I got an online instant approval for $700.00

I was hoping to get the Wal-Mart Discover, but that didn't happen obviously. Does anyone know what score is needed to get approval for it or how long you have to have a regular Wal-Mart card before you can upgrade??

My scores at the time were TU 667 and EQ 645 not sure which one they pulled though.

5 Comments

Comment 1 by mizzcc1
Re: Instant Approval!! User Icon on 2010-11-09

Remarks Congrats on the approval!

Wal-Mart does not do upgrades however. I also have a regular Wal-Mart card and I called to inquire about upgrading to a Wal-Mart Discover. The rep told me that they do not do upgrades, however you can apply again and have BOTH the regular account AND the Discover account. I said no thanks because I didn't want to open another account and have my average account age go down. So I'm just sticking with the regular account.
Comment 2 by cmichaelme
Also Approved User Icon on 2010-11-16

Remarks

Applied On-line and got one!
Comment 3 by wanderer
Re: Also Approved User Icon on 2010-11-16

Remarks Congrats! What were your FICO Scores, Credit Limit and APR? It would be helpful to the readers.
Comment 4 by mrrob
Re: Also Approved User Icon on 2010-11-16

Remarks Congrats on getting this card. I have this one as well, would like the discover card
Comment 5 by cmichaelme
Re: Also Approved User Icon on 2010-11-17

Remarks

Credit score 684 with a limit of $400.00 at 19%
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