"An Okay Card For Just Starting Out."

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Written by: jpr0204 on 2010-10-28

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jpr0204's review: My fiancee received about 8 years ago as her very first credit card. The APR is very high at 22.8%. Started out with a CL of $300.00 and was just bumped up to $450 after 7 years, Pretty stingy if you ask me. Don't really use the card much just kind of keep it in the safe unless there is a good sale. Then she'll use it to keep it active.

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Comment 1 by wanderer
Re: An Okay Card For Starting Out. on 2010-10-28

According to the readings on FICO Scores, you obtain your highest ratings with a mix of installment & mortgage loans, bank cards and department stores. For mix purposes you may want to hold this card. Also, store cards do not set card limits as high as general & multi-purpose cards (limited use).
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