"CLI Doubled!!!!"

JCPenney Credit Card® Review
Card Reviews
Add Your Own

Written by: hlos2010 on 2010-09-30

Overall Satisfaction Star Rating
Customer Service Star Rating
Rewards Star Rating
Account Management Star Rating
Delivery Time Star Rating

hlos2010's review: Callout Comment I received the pre approval for this card back on April 2009! I had been at the time 8 years post bankruptcy, and a few baddies and paid charge off along the way so I really was surprised. I said what the hell I applied and to my surprise was approved instantly for $500. My FICO at the time were horrible EX: 575, TU ??, and Exp 529. In the last two years I have been working very hard to pay off my debts, and I have not paid anything late at all!!! Now after clearing up a few things My TU is 696, Exp 641, and Equifax 600. JcPenny had given me an automatic CLI 6 months after I had opened the card but only for an additional 200. Thanks to these boards I was not only encouraged to request one but just finished doing it instantly only and to my surprise there was my new limit $1500!!! I have done my best to use this card wisely try to PIF but even when I don't I try not to carry a big balance.

1 Comment

Comment 1 by wanderer
Re: CLI Doubled!!!! User Icon on 2010-09-30

Remarks Congrats! Your results provide us with the knowledge that there is hope!
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.