"Just Approved....."

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Written by: kforbes86 on 2010-09-26

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kforbes86's review: Callout Comment I was just instantly approved for this card a few minutes ago.

$300 limit, but no processing fee, and no annual fee, plus rewards. My scores are all in the upper 600's now, I was hoping for a bigger limit, but I will take it since there is no annual fee for me.

I have another HSBC credit card that I am balance transferring and closing since it has the same limit but a $96 annual fee.

I figured it would be worth closing the other card and getting this one to get rid of the very high annual fee.

I have got to buckle down and not open more cards though. New accounts and average age of accounts are the only things hurting me right now

2 Comments

Comment 1 by rob72830
Re: Just Approved..... User Icon on 2010-09-27

Remarks Congradulations. I have had this card also since 2007 and only have a $500 limit. On the other hand, I have the Best Buy store card almost as long and my crdit limit is $2300. If you can, you should get the store card. To get the store card, apply in person at the store. Seems like applying in the store gets you a better deal than online.
Comment 2 by wanderer
Re: Just Approved..... User Icon on 2010-09-27

Remarks Great door opener. Congrats on your new start! You have the credit understanding on account aging and so on!
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