"I Like This Bank!!!"
Public Savings Open Sky Secured Visa Credit Card Review
Written by: alxny on 2010-08-19
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
alxny's review: 
Well to start off my credit is horrible. I filed bankruptcy in November 2009 and as of today my FICOs is 630 by trans union I opened this card in March 2010 and I deposited $500 dollars for a secured credit card. APR. 0 for 6 months then 17% after that... There was a $70 charge to open but no annual fee. I like it. Now I'm trying to fix my credit. This bank I highly recommend. Banks included in bankruptcy Merrickbank hooters card Citibank Plat Select HSBC 2 cards Kay Jewelry card Shop NBC Card Target Card Capital One 2 cards juniper bank (Barclay's Bank) I want any ideas that can help my FICOs. I know I got a long way to go. Thank you... To everyone ALXNY
Well to start off my credit is horrible. I filed bankruptcy in November 2009 and as of today my FICOs is 630 by trans union I opened this card in March 2010 and I deposited $500 dollars for a secured credit card. APR. 0 for 6 months then 17% after that... There was a $70 charge to open but no annual fee. I like it. Now I'm trying to fix my credit. This bank I highly recommend. Banks included in bankruptcy Merrickbank hooters card Citibank Plat Select HSBC 2 cards Kay Jewelry card Shop NBC Card Target Card Capital One 2 cards juniper bank (Barclay's Bank) I want any ideas that can help my FICOs. I know I got a long way to go. Thank you... To everyone ALXNY
5 Comments
Comment 1 by joeyman
Re: I Like This Bank!!! 
on 2010-08-19
Your score is actually pretty good for such a recent bankruptcy!
on 2010-08-19 Your score is actually pretty good for such a recent bankruptcy!
Comment 2 by alxny
Re: I Like This Bank!!! on 2010-08-20
I agree and yes I find it unusual and Equifax was 510 Experian was 480
I will not apply to any credit offer at least for 2 years
on 2010-08-20 I agree and yes I find it unusual and Equifax was 510 Experian was 480I will not apply to any credit offer at least for 2 years
Comment 3 by thomas1
Re: I Like This Bank!!! on 2010-08-21
Congrats on your approval a few months ago! This card has been getting a lot of reviews as of late.
The key here to get your scores up over time is to keep your utilization low, and on time payments firstly.
Your scores are descent, and can only go higher from here.
on 2010-08-21 Congrats on your approval a few months ago! This card has been getting a lot of reviews as of late.The key here to get your scores up over time is to keep your utilization low, and on time payments firstly.
Your scores are descent, and can only go higher from here.
Comment 4 by hjm331
Re: I Like This Bank!!! on 2010-08-23
I've heard nothing but good things and I highly recommend it.
on 2010-08-23 I've heard nothing but good things and I highly recommend it.
Comment 5 by wanderer
Re: I Like This Bank!!! on 2010-09-02
Thanks for the "heads up" on this card. Not getting ripped off in the new or rebuilding phases of credit is ever important. It is nice to know that there are some cards that treat you right.
on 2010-09-02 Thanks for the "heads up" on this card. Not getting ripped off in the new or rebuilding phases of credit is ever important. It is nice to know that there are some cards that treat you right.
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Disclaimer: This content is not provided by Public Savings Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Public Savings Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Public Savings Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Public Savings Bank. Review content is powered by Finance Globe.
