Kay Jewelers Credit Card Review
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Written by: moemoe416 on 2010-06-26

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moemoe416's review: Callout Comment I applied online yesterday and I don't see a pull from any of the 3 CB's. Not sure why?? The message I got was that I would get a notice within 20 business days. I really want to get approved as I am trying to re-build and the higher limit would be helpful. Anyone have any advice.


Comment 1 by kdb030609
Re: Unsure?? User Icon on 2010-06-26

Remarks It depends on what your rebuilding from and how long it has been since any bad marks on you CR. Sometimes it is good to try a secured card first. Check with who you do your banking with to see what they offer. Some banks will change a secured card to unsecured after a set amount of time. I would check B of A, Citibank, Wells Fargo, US Bank. You just have to be patient it doesn't happen overnight.
Comment 2 by moemoe416
Re: Unsure?? User Icon on 2010-06-27

Remarks I was told that if you can get a reg. CC even if it's the OB card it's better than a secured card when lenders look at your report???
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