"Approved"

Neiman Marcus Credit Card Review
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Written by: nckuttoomm on 2010-06-20

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nckuttoomm's review: I got this card approved at the time Sep 2009, the credit line for this card is 700. The average credit score of three CB was around 680. The reason I applied for this card was because in Neiman Marcus we can only use AMEX, cash and their department credit card. That time I knew I'm far away from AMEX so after I was sure my credit history was cleaned up (a delinquency was taken out of my report), I applied this card and got approved instantly. The first problem of this card is that they don't report your true credit line but the max balance to 3 CB. The second problem is, I don't really can go shopping at Neiman Marcus very often for that's a kind of luxury~ My max CL that time was a student card from BOA with 1k. And the average CL was 750. Credit length was 1.5 year at that moment.

1 Comment

Comment 1 by wanderer
Re: Approved on 2010-09-06

Congrats! Noting however all that you reported, the card would equal a convenience rather than a requirement due to their unusual reporting and so on. Very interesting. What to do?
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