"Wish It Would Grow With Me"
Walmart® Credit Card Review
Written by: brammy on 2007-08-30
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
brammy's review: 
I applied for my card in Dec of '05. Was really surprised to get it 190.00 limit or not. I have used this card and mostly Paid in full for almost two years but get no recognition from GEMB for being a good customer. I was approved at the highest rate at the time. When I call to inquire if the APR can be lowered, its always no. Never got a limit increase that I didn't ask for so after almost two years this card still sits at 590.00. Kinda cuts you out of those special financing promos doesn't it? Unless of course you want to max it out and take a FICO hit.
I have had multiple credit line increases and acquired new cards over the past two years but WalMart kinda sits there.
What do you need to at least get a workable limit or for that matter a lower APR. Paying in a timely manner should be enough.
I applied for my card in Dec of '05. Was really surprised to get it 190.00 limit or not. I have used this card and mostly Paid in full for almost two years but get no recognition from GEMB for being a good customer. I was approved at the highest rate at the time. When I call to inquire if the APR can be lowered, its always no. Never got a limit increase that I didn't ask for so after almost two years this card still sits at 590.00. Kinda cuts you out of those special financing promos doesn't it? Unless of course you want to max it out and take a FICO hit.I have had multiple credit line increases and acquired new cards over the past two years but WalMart kinda sits there.
What do you need to at least get a workable limit or for that matter a lower APR. Paying in a timely manner should be enough.
4 Comments
Comment 1 by meya
Re: Brammy 
on 2007-08-30
Brammy, I don't know if you signed up with us or not, but we have a member here named ERIC who works for GEMB. Try sending him a message, I bet he could answer some (if not all) of your questions. Wake up Eric, someones comming your way... Lol
on 2007-08-30 Brammy, I don't know if you signed up with us or not, but we have a member here named ERIC who works for GEMB. Try sending him a message, I bet he could answer some (if not all) of your questions. Wake up Eric, someones comming your way... Lol Comment 2 by eric
LOL Meya on 2007-08-30
I actually read Brammy's reviews about the Dillards card and the Walmart card. I don't know what to say really. I see customers with ok credit get the world and I see people with good credit get crapped on
on 2007-08-30 I actually read Brammy's reviews about the Dillards card and the Walmart card. I don't know what to say really. I see customers with ok credit get the world and I see people with good credit get crapped onComment 4 by meya
Re: Eric on 2007-08-30
Heheheheh! Bird commercial. But here is one thing that is soooo funny, Dillard's will make a person with the worst credit send their credit cards back. You have more in you pocket than what they are willing to offer you in credit. $300 is the minimum balance that anyone will accept, especially from a store that charges up the ying-yang for their products.
It probably cost $150 just to get a catalog from them.
on 2007-08-30 Heheheheh! Bird commercial. But here is one thing that is soooo funny, Dillard's will make a person with the worst credit send their credit cards back. You have more in you pocket than what they are willing to offer you in credit. $300 is the minimum balance that anyone will accept, especially from a store that charges up the ying-yang for their products. It probably cost $150 just to get a catalog from them.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
