"Approved"
Hooters MasterCard Review
Written by: addicted on 2009-12-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
addicted's review: 
I submitted app and got the seven to ten day response. A week went by and I called and was approved for $300 no annual fee with interest rate at 16%. Not bad for not even being discharged from chapter 7 a year.
I submitted app and got the seven to ten day response. A week went by and I called and was approved for $300 no annual fee with interest rate at 16%. Not bad for not even being discharged from chapter 7 a year.
3 Comments
Comment 1 by kforbes86
Re: Approved 
on 2009-12-23
I have tried to get this card twice in the last year and a half since I started rebuilding to and got denied both times. I am waiting another year nowand maybe try again, but I think I have the cards I want to build and grow with now and don't need more. What was your score when they approved you?
on 2009-12-23 I have tried to get this card twice in the last year and a half since I started rebuilding to and got denied both times. I am waiting another year nowand maybe try again, but I think I have the cards I want to build and grow with now and don't need more. What was your score when they approved you?
Comment 2 by rsty99
Re: Approved on 2009-12-24
Be careful with this one, loved it till about a month ago, final cl was $1200 always paid off each month, new agreements came down for Dec 09, interest rate hike into the mid 20"s and they wanted an annual fee. Had the card for 1 year with no problems, but they can have it back due to the annual fee that I didn't have before this change letter, canceled it the same day.
on 2009-12-24 Be careful with this one, loved it till about a month ago, final cl was $1200 always paid off each month, new agreements came down for Dec 09, interest rate hike into the mid 20"s and they wanted an annual fee. Had the card for 1 year with no problems, but they can have it back due to the annual fee that I didn't have before this change letter, canceled it the same day.
Comment 3 by rockin35
Re: Approved on 2009-12-24
Same here... I have had my card over a year, no Annual Fee, but with the new Credit Agreement laws/regulations... I got my letter earlier this month. APR is going to 18%. I only use the card occassionally and always pay it off.
on 2009-12-24 Same here... I have had my card over a year, no Annual Fee, but with the new Credit Agreement laws/regulations... I got my letter earlier this month. APR is going to 18%. I only use the card occassionally and always pay it off.
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Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
