"Approved After Bk7"
Hooters MasterCard Review
Written by: snikda on 2009-09-21
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snikda's review: 
Applied 9/12/09 received card today. Got 7-10 day message. $2000 credit line. Not sure about annual fee or interest rate. Pulled TU 631. bk7 discharge 8/2009. Had perfect credit until husbands business went bad. Started applying after discharge mid aug. Received orchard platinum $500 cl instantly. Indigo card $300 cl, took about a week. Both have annual fee. After reading reviews and application status got the courage to try for Hooters. Was just hoping for approval considering bk7. So excited for $2000 cl. Huge safety net after starting over with nothing. Plan on small usage and paying off and total rebuilding. No more apps. now for quite a while. THERE IS HOPE AFTER BK!!
Applied 9/12/09 received card today. Got 7-10 day message. $2000 credit line. Not sure about annual fee or interest rate. Pulled TU 631. bk7 discharge 8/2009. Had perfect credit until husbands business went bad. Started applying after discharge mid aug. Received orchard platinum $500 cl instantly. Indigo card $300 cl, took about a week. Both have annual fee. After reading reviews and application status got the courage to try for Hooters. Was just hoping for approval considering bk7. So excited for $2000 cl. Huge safety net after starting over with nothing. Plan on small usage and paying off and total rebuilding. No more apps. now for quite a while. THERE IS HOPE AFTER BK!!
5 Comments
Comment 1 by wanderer
Hooters MC CONGRATS! 
on 2009-09-22
Feel your pain! Congratulations!! I am eight years out of a BK7 and still have banks look at me like a diseased animal. NOT fun! Glad you got a decent CL for the unknown and traveling!
on 2009-09-22 Feel your pain! Congratulations!! I am eight years out of a BK7 and still have banks look at me like a diseased animal. NOT fun! Glad you got a decent CL for the unknown and traveling!
Comment 2 by colonative
Congratulations on 2009-09-22
Not a bad limit at all for a March bankruptcy filing.
on 2009-09-22 Not a bad limit at all for a March bankruptcy filing.
Comment 3 by coolkidny
Re: Approved After Bk7 on 2009-10-03
I applied for the card on September 25th and received the 7 to 10 day message. Today. October 3rd, I received the card with a $600 dollar limit, no annual fee and 16.70% APR. This card will be replacing my PayPal plus Mastercard.
on 2009-10-03 I applied for the card on September 25th and received the 7 to 10 day message. Today. October 3rd, I received the card with a $600 dollar limit, no annual fee and 16.70% APR. This card will be replacing my PayPal plus Mastercard.
Comment 4 by louise
Re: Approved After Bk7 on 2009-10-13
Congratulations! I know how you feel... I have been in your situation. Discharged 06. Great Card. They periodically review your account and will give incremental credit limit increases. Just pay your bill on time.
on 2009-10-13 Congratulations! I know how you feel... I have been in your situation. Discharged 06. Great Card. They periodically review your account and will give incremental credit limit increases. Just pay your bill on time.
Comment 5 by ajhno
Re: Approved After Bk7 on 2009-12-14
Wow, good for you. I had a 625 TU FICO and no BK (I guess they'd sometimes prefer a recent BK to a few 5-year old COs) and I got my $300 CL today. And I got the same ORchard card with $300 CL. I'm ealous
on 2009-12-14 Wow, good for you. I had a 625 TU FICO and no BK (I guess they'd sometimes prefer a recent BK to a few 5-year old COs) and I got my $300 CL today. And I got the same ORchard card with $300 CL. I'm ealous
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Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
