"American Express "

Bank of America® Accelerated Rewards® American Express® Card Review
Card Reviews
Comments
Add Your Own
About

Written by: snier on 2009-06-25

Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time

snier's review: I applied online last night. Wasn't approved right away but got an email this morning saying I was approved for $1000. My credit scores are 701 EQ and 751 TU. Not sure which credit bureau they pulled. Will update when I find out. I wasn't able to get approved last month through American Express. So I decided to try through Bank of America. I'm happy to finally have an American Express in my wallet.

5 Comments

Comment 1 by colonative
Congratulations on 2009-06-25

On your approval. Those aren't bad scores at all, Amex's loss.

I believe they pull Experian (them and everybody else).
Comment 2 by hjm331
RE: on 2009-06-25

Congrats! BoA approved me for their Accelerated Cash Rewards AMEX a couple days ago with a $2,500 limit so it seems like they're still opening new accounts.

Hope you enjoy using your new card.
Comment 3 by david29
Congrats!! on 2009-06-26

I applied for this card a week ago to be exactly on 06/17, my EQ was 725 and Ex was over 700 and they denied my application, they say that I have too many inquiries, they pull EX and for my bad luck I had 12 inquiries on 12/08, so I was wondering freeze my EX CR, so they can pull my EQ cause I don't have inquiries, any suggestion

thank you
Comment 4 by qchau
David29 on 2009-07-01

Any inquiries more than 1 year old - they won't count - banks worry on most recent inquiries (less than a year) - to qualified for Bank of America - AMEX card, you need 750 or higher (750 is minimum scores to qualified) -

good luck
Comment 5 by tia530
Congrats on 2009-07-05

Great card!

"to qualified for Bank of America - AMEX card, you need 750 or higher (750 is minimum scores to qualified) "

My scores were high six and 2 low 700's when I qualified for this card, is this new criteria? Just curious.

~tia
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.