"Approved !"

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Written by: kimmiee78 on 2009-02-16

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kimmiee78's review: I went to Best Buy to purchase a laptop tonight and decided to apply for the Best Buy store card.

They were out of applications, so they called the bank and we did the application over the phone.

I was immediately approved with a cl of $3000. Yay!

8 Comments

Comment 1 by arizz75474
Congrats on 2009-02-16

Congratulations on your approval. Can you provide some of your personal info ie... Current credit scores and past account status which enabled you to receive the Best Buy Card.
Comment 2 by cireone
BEST BUY on 2009-02-17

Congrats on the approval!!!

Just be on the look out, as HSBC has admitted to jacking up the APRs for BestBuy credit card program.

Enjoy your card!!!
Comment 3 by colonative
Congratulations on 2009-02-17

Use them for all they are worth. Be sure to pay off your balance before the 0% APR runs out.
Comment 4 by kevin43210
Congrats On The Approval on 2009-02-17

Congrats on your approval and nice limit. I have the BB Mastercard for a seven months now and on the six month I received a credit line increase of $100.00. When I called to ask for more, they denied me. Playing the game with HSBC, I asked to speak with a supervisor who told me that the increase was declined due to them giving me one the month prior. I told the supervisor that six months of heavy usage and perfect payment history was worth more than $100 of a CLI. He still said there was nothing he could do. The minute I said I am going to close the account, he said oh wait, because we don't want to loose you as a "valued customer" we can give you another $100 to keep your account open. I accepted. He said that IF and I do mean IF with this bank you get a CLI every six months, it's a max of $200. I just thought I would let all of you know that this seems to be the only way to get a CLI.
Comment 5 by defserv
O_o on 2009-02-18

Kevin, I too received a $100 increase at 6 months... But at 1 yr I got $300. So whoever you talked to on the phone was full of it. Enjoy the new card Kimmiee78 :D
Comment 6 by kimmiee78
Thanks.... on 2009-02-18

My current scores are 660, 663 and 690.

I do have a couple bad marks on my credit report due to charge offs from a few + years ago... Nothing since then.

I was very happy with the $3000 limit and was able to purchase the laptop I wanted without maxing out the card.

And I qualified for the zero interest for 18 months - which of course I plan on having the laptop paid off long before then.

Good luck everyone! :)
Comment 7 by c2008
Approved...but.. on 2009-02-23

I was approved with BB but it was for the MasterCard, not the Best Buy store credit card, can anyone tell me what the difference is?

Thanks.
Comment 8 by interjack
Store Card Vs. Mastercard on 2009-03-06

On the BB store card, you usually qualify for any interest free promotions, on the MasterCard, you usually do not.
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