0% Balance Transfer Credit Cards



Looking to transfer your existing credit card balance to a low annual percentage rate or 0% annual percentage rate card in order to save on costly interest rates? Below, you can kick off your research of smart credit card transfer options on the right foot by reading through our listing of credit card applications that revolve primarily around transferring your existing balance with minimal hassle, or increased additional rates. In addition to helping to subsidize your existing credit card contract's balance transfer fees or similar penalizing factors, you can survey a list of credit card offers that emphasize rewards for those who have cultivated good or excellent credit with their current credit card provider, in addition to a number of featured cards that often will provide key incentives to those looking to transfer over a balance in good standing.


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The Blue Business℠ Plus Credit Card from American Express

  • Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • More buying power for your business* means more opportunities to earn points. That's everyday business with the new Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.49%, 16.49% or 20.49%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Business $0 0% on Balance Transfers for 15 months 0% on Purchases for 15 months 12.49% - 20.49% Variable Other Be the first to write one

Wells Fargo Propel 365 American Express® Card

  • 20,000 bonus points if you spend $3,000 (net purchases) in first 3 months*
  • 3x points at U.S. gas stations, 2x points at U.S. restaurants, 1x on virtually all other net purchases*
  • No foreign currency conversion fees - see full Terms and Conditions
  • Access to exclusive American Express offers and unique travel experiences
  • Free access to your FICO® Credit Score with Wells Fargo Mobile®*
  • $0 introductory annual fee for the first year, and $45 annual fee for subsequent years.
  • See the full Terms and Conditions
  • 0.00% introductory APR for 12 months
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit Consumer $0* / $45 0.00% for 12 months* 0% for 12 months* 14.99%* - 22.99% (Variable)* Flexible Options Be the first to write one

Wells Fargo Propel American Express® Card

  • 20,000 bonus points if you spend $1,000 (net purchases) in first 3 months*
  • 3x points at U.S. gas stations, 2x points at U.S. restaurants, 1x on virtually all other net purchases* - enjoy 5 years to use the points you earn
  • Discount fares for hotels, flights, cruises
  • No foreign currency conversion fees - see full Terms and Conditions
  • Low introductory APR on purchases and balance transfers for 12 months*
  • Free access to your FICO® Credit Score with Wells Fargo Online®*
  • See the full Terms and Conditions
  • No annual fee
  • 0.00% introductory APR for 12 months
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit Consumer $0* 0.00% for 12 months* 0% for 12 months* 13.99%* - 25.99% (Variable)* Flexible Options Be the first to write one

Wells Fargo Cash Wise Visa® Card

  • $200 cash rewards bonus if you spend $1,000 (net purchases) in first 3 months*
  • Unlimited 1.5% cash rewards on net purchases*
  • $0 annual fee
  • Our lowest possible intro APR on purchases and balance transfers for 12 months
  • No category restrictions or quarterly sign ups to limit cash rewards earnings
  • Cash rewards that don't expire while the account is open
  • Account protections such as 24/7 Fraud Monitoring, Rapid Alerts & Zero Liability Protection for promptly reported unauthorized transactions
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit Consumer $0* 0.00% for 12 months* 0% for 12 months* 13.99%* - 25.99% (Variable)* Cash Back Be the first to write one


Lack of annual fees, upgraded cash back rewards, and lower regular annual percentage rates are just a few of the perks you can expect to enjoy after successfully transferring to many of the cards featured below-- just be sure to weigh all of your needs and expectations across our credit card applications below to ensure that you enact your balance transfer with the most important personal finance or business factors in mind.

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