Comments for Finance Globe

Comment on 5 Things You Should Be Saving For by Wanderer

Wanderer — Sat, 04 Dec 2021 10:08:07 +0000

In the event you need to consider what is first? Think “Emergencies” as we have see they can be a life changer such as the weather extremes and our health. For many retirement appears to be far off but setting aside a small amount each paycheck can build over time for the future.

Only you can decide but, a budget may help you in achieving your goals by showing where you can squeeze a few dollars out for the many areas set forth in this writing! Best Wishes!

Comment on Credit Card Fees: Watch for These by Wanderer

Wanderer — Tue, 30 Nov 2021 09:32:02 +0000

Good points to be aware of. Sometimes the fees can offset the advantages of the card rewards.

Comment on Affordable Car Insurance Starts with these Three Steps by Wanderer

Wanderer — Fri, 25 Jun 2021 08:23:38 +0000

Some additional information. Insurance Agents have tools today where they can enter the required information for a quote and hit several companies at the same time. My own general agency can obtain quotes from 17 to 23 insurers in one pass. They have to build a profile for you once and the modern agent world of digital quotes finds them the answers. As to captive agents it will be what their company provides them.

The days of it being a long drawn out process are gone. Good luck on shopping!

Comment on Being Frugal Takes the Right Mental Approach by Wanderer

Wanderer — Wed, 23 Jun 2021 12:38:03 +0000

1. Having the strength to say no. 2. Ability to differentiate necessary from unnecessary purchases. and 3. Being patient.

The three points make sense. The hardest part is to focus and stay the course once you accept the points. Similar to a diet to loose weight. Speaking for myself, it is worth while and it does take effort!

Comment on 3 Reasons You Need an Emergency Fund by Wanderer

Wanderer — Sat, 27 Feb 2021 11:31:21 +0000

Great subject! In light of our current pandemic many a person has commented they were glad the family had set aside some money to help them with the life basics. Toss in an unusual weather event and it can be over the top. Hard sometimes to build a side account of money for “whatever” but some where along the road “Life happens” and we bless the fact we had some financial help. Good read!

Comment on Important Mortgage Loan Questions to Ask by Wanderer

Wanderer — Sat, 14 Nov 2020 20:55:33 +0000

In considering your mortgage costs will be the effect of your credit scores. As the scores improve lenders are inclined to offer you better rates. The rates will adjust your monthly payment so keep an eye on the scores. Depending on the type of loan, lenders may pull credit scores from the three major bureaus and then they use the middle score. It pays to not open new accounts or take on additional debt usually within six months of your mortgage application. All things to keep in mind when the time is right.

Comment on COVID-19 and Your Small Business: How to Best Serve Your Clients by Carl

Carl — Tue, 03 Nov 2020 20:08:11 +0000

Very difficult to have a business serving customers in this environment. Serving take-out, delivery or on-line will help many to stay in business.

Comment on How to Prepare Now for a Job Search in 2021 by Wanderer

Wanderer — Wed, 21 Oct 2020 23:46:05 +0000

A good list of job search items that will aide a person considering work. It certainly can be scary and paying as much attention to the job search as we would to working would serve us well.

Comment on Update on Home Sales and U.S. Mortgage Rates by Wanderer

Wanderer — Wed, 15 Jul 2020 10:24:10 +0000

Purchasing a home is a major undertaking. In today’s world do you know you will have a job to pay the bills or stay geographically in the place you want to be?

Companies are permanently closing and going bankrupt at an unprecedented pace. Caution on a housing purchases even with really great rates!

Comment on Personal Finance Concerns During COVID-19 by Wanderer

Wanderer — Wed, 15 Jul 2020 10:20:55 +0000

Good outline for the COVID19 times. Seems some people still believe this is just a flu. Now as the virus has had time to show it’s stuff the effects are more than getting over it. In the news young people are finding longer lasting affects to the body that do not seem to subside or go completely away!

Keeping a tight rein on your life style and caution as there are many major business shifts that see closing and paring back of employment opportunities. Will your job really be secure? Serious questions exist on opening Pre-K to 12 grades schools as well as colleges.

The future is NOT secure! Be aware and keep focused. Yes, it is very hard. Get tired of living the COVID19 way but it may be the only way for the near future.

Read today that 2020 is not going away …