"Back Door CLI?"

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Written by: wildrage2 on 2008-03-24

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wildrage2's review: Callout Comment I recently got bumped up from $300 to $500 about a month ago using the credit steps program.

I've heard on other boards thta you can call a back-door number (877-513-9959), and get CLI's easier then their standard number.

Right now I make 3 to 4 payments a month to free-up available credit (I travel a lot and stay at a lot of hotels for work). I've had the card for 5 months and have probably made 15-20 payments in that time. I'm contemplating giving them a call an using that as an argument to raise my limit.

Has anyone had any success with this? Any idea of what criteria they use?

7 Comments

Comment 1 by adicus
Back Door Number. User Icon on 2008-03-24

Remarks Hi,

I think the back door number is (800) 889-9939.

I used it per HJM and all I had to say is: " I'm inquiring about a credit increase" and they usually grant it with no problems. Best recommendation to date.
Comment 2 by hjm331
RE: Wildrage User Icon on 2008-03-24

Remarks If you just got a CLI, wait 3 months for another one. They won't give you one back to back.
Comment 3 by ash
Promo User Icon on 2008-03-24

Remarks Apparently there was a big promo yester day...

Ineed on the boards they are saying..

Call 877-513-9959 and tell them that "you want to make Capital One the #1 card in your wallet". They will give you a CLI if there is one available.
Comment 4 by debtor00
Thank You! User Icon on 2008-03-26

Remarks I called that back door number for capital one and told them I wanted to make them the number one card in my wallet, and got a cli of 4000!!! That's really going to help my credit rebuilding.
Comment 5 by tknoxjr
IT WORKS!!! User Icon on 2008-03-26

Remarks I love this site, so much info, I have a Visa and MasterCard from capital one, I called the back door number, and didn't think I was going to get it because I recently just got a increase on both accounts, well I called them and told them that I want capital one to be my best card and too my surprise the lady gave me a 1000 dollar increase on both accounts, wow
Comment 6 by meya
RE:TKNOX User Icon on 2008-03-26

Remarks Way to go buddie, I am so happy for you.
Comment 7 by hjm331
Good Stuff User Icon on 2008-03-26

Remarks Congrats to everyone who recently got a CLI from Capital One! I still can't get one! Lol
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