"A Spartan In My Wallet!!!"
American Express® Preferred Rewards Green Card Review
Written by: bramford on 2008-03-18
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
bramford's review: 
I applied this morning, and I got approved Immediately! No credit limits, just pay in full each month.
I applied this morning, and I got approved Immediately! No credit limits, just pay in full each month.
8 Comments
Comment 1 by meya
U Go Bramford 
on 2008-03-18
I heard that! As long as it is a amex, you are in my #1 approval list!
on 2008-03-18 I heard that! As long as it is a amex, you are in my #1 approval list!
Comment 2 by hjm331
Bramford on 2008-03-18
Congrats man!! You deserve it, just don't forget to pay in full every month because this is a charge card!
on 2008-03-18 Congrats man!! You deserve it, just don't forget to pay in full every month because this is a charge card!
Comment 3 by arod
Congrats on 2008-03-18
I have the gold AMEX but this card is great.
I say if you can pay it in one shot and avoid getting into debt this card is good.
What is hard is to buy something of $800 for example then pay it full the next month its almost like buying with a debit card.
overall its just good to have especially in a emergency.
Good luck,
Alex
on 2008-03-18 I have the gold AMEX but this card is great.I say if you can pay it in one shot and avoid getting into debt this card is good.
What is hard is to buy something of $800 for example then pay it full the next month its almost like buying with a debit card.
overall its just good to have especially in a emergency.
Good luck,
Alex
Comment 4 by markrivers
Advantages Of A Charge Card? on 2008-03-18
I'm just wondering, what are the advantages of having a charge card?
they don't report to the credit bureau... Right?
and you have to pay the whole balance in full in less than <30 days..
and there's a memebership fee!
please enlighten me on this one.
i recently turned down a gold Preferred AMEX charge card because of the fee
on 2008-03-18 I'm just wondering, what are the advantages of having a charge card?they don't report to the credit bureau... Right?
and you have to pay the whole balance in full in less than <30 days..
and there's a memebership fee!
please enlighten me on this one.
i recently turned down a gold Preferred AMEX charge card because of the fee
Comment 5 by adicus
A Few Reasons. on 2008-03-18
Having an AMEX on your credit file looks favorable to banks. It shows them that you can handle "paying in full" each month and that you have $$$ to do so.
In your credit mix you are encouraged to atleast have some kind of charge card whether it be AMEX or DINERS.
I personally got my eye on the AMEX One card.
on 2008-03-18 Having an AMEX on your credit file looks favorable to banks. It shows them that you can handle "paying in full" each month and that you have $$$ to do so.In your credit mix you are encouraged to atleast have some kind of charge card whether it be AMEX or DINERS.
I personally got my eye on the AMEX One card.
Comment 6 by hjm331
RE: Adicus on 2008-03-18
The only reason why I have an AMEX card is to get the Bank of America AMEX card. BofA is my favorite bank and I love doing business with them.
on 2008-03-18 The only reason why I have an AMEX card is to get the Bank of America AMEX card. BofA is my favorite bank and I love doing business with them.
Comment 7 by sandyekay1
Credit Score on 2008-03-23
If you don't mind me asking what credit report they pulled and what ballpark range was your credit score?
Thanks!
on 2008-03-23 If you don't mind me asking what credit report they pulled and what ballpark range was your credit score?
Thanks!
Comment 8 by bramford
Credit Score on 2008-03-24
Sandy they pulled my Experian credit report, and credit score at the time was 675.
Sincerely:
Bramford
on 2008-03-24 Sandy they pulled my Experian credit report, and credit score at the time was 675.Sincerely:
Bramford
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
